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Compare the Best Cell Phone Service, Carriers, Coverage & Plans

40+ carriers compared. Same coverage. A fraction of the Big 3 price.

1.Pick your
coverage
  • Any network
  • T-Mobile
  • Verizon
  • AT&T
2.Pick your
data
  • Any data
  • No Data
  • 2GB or more
  • 5GB or more
  • 10GB or more
  • 15GB or more
  • 20GB or more
  • Unlimited
3.Pick your
price
  • Any price
  • $30 or less
  • $40 or less
  • $50 or less
  • $60 or less
  • $70 or less
Answer the 3 questions above before proceeding.
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Monkey
Price hikescalling
Big wireless
$75
$900/yr
Decline
vs
Online carrier
$25
$300/yr
Accept
Same coverage: Better service
Tello
Reviews 12,022+
Excellent
4.6
Twigby Mobile
Reviews 1,482+
Excellent
4.7
Red Pocket
Reviews 3,713+
Excellent
4.4
vs
T-Mobile
Reviews 5,914+
Bad
1.4
Verizon
Reviews 5,567+
Bad
1.2
AT&T
Reviews 8,139+
Bad
1.3

Keep your coverage: Save your money

The coverage you expect at prices you don’t!
T-Mobile coverage map
T-Mobile coverage
Plans from $10
Plans on T-Mobile
Verizon coverage map
Verizon coverage
Plans from $10
Plans on Verizon
AT&T coverage map
AT&T coverage
Plans from $10
Plans on AT&T

Cut your phone bill by $600/yr

Tello
T-Mobile
AT&T
Verizon
TrustPilot rating
4.6
1.4
1.3
1.2
Price
$25
$75
$75
$75
Data
Unlimited
Unlimited
Unlimited
Unlimited
Minutes & Texts
Unlimited
Unlimited
Unlimited
Unlimited
5G & 4G Network
T-Mobile
T-Mobile
AT&T
Verizon
Nationwide coverage
Hotspot Data
International Calls
Annual cost
$300/yr
$900/yr
$900/yr
$900/yr
Cut your phone bill by $600/yr

Find a cheaper price on any network

Big wireless coverage at small prices
Verizon
coverage
3GB
$10
/mo
Verizon
coverage
20GB
$10
/mo
$20/mo
Verizon
coverage
Unlimited
$15
/mo
$30/mo

Phone plans suitable for everyone

Only pay for what you need

Don't pay more for the same coverage

Big wireless costs $1,800 extra
1 year2 years3 years
Big Wireless$900$1,800$2,700
Alternative$300$600$900
You save$600$1,200$1,800
How much could you save?
Calculate your savings now
1.Current carrier:
  • T-Mobile
  • Verizon
  • AT&T
  • Other
2.Data usage:
  • 2GB
  • 5GB
  • 10GB
  • 15GB
  • 20GB
  • Unlimited
  • Not sure
3.Current bill:
  • $10
  • $20
  • $30
  • $40
  • $50
  • $60
  • $70
  • $80
  • $90
  • $100
  • $110
  • $120
  • $130
  • $140
  • $150
  • $160
  • $170
  • $180
  • $190
  • $200
Answer the 3 questions above before proceeding.
Monkey

Same coverage. Better service.

Low cost carriers run on the same Big 3 towers — for a fraction of the price
We compare
Low cost carriers
4.5/5Excellent
4.4/5Excellent
4.5/5Excellent
vs
Monkey with phone
Old wireless
Big 3 carriers

What real customers are saying

Verified reviews from Trustpilot

Tello (on T-Mobile)

★★★★★ Trustpilot

“I travel to the USA a fair amount, having a dedicated US chip makes reservations, paying for parking and life in general easier. Tello are amazing, I buy an eSIM prior to leaving and it works wonders on arrival. I can even use it in the UK over WiFi to call and make reservations from the UK before I leave. It is the best circa £25 I spend while away — unlimited texts, calls and 50GB of data.”

Oliver Coleman — Tello customer

PureTalk (on AT&T)

★★★★★ Trustpilot

“Caitlyn was excellent at helping me through the process of selecting and ordering my next iPhone. Prices for plans are even better than when I first signed up 3 years ago, so even the non-promotional standard plan rates — contact them if you want to save money, which can help with the cost of the new phone.”

Ron Masters — PureTalk customer

Red Pocket (on Verizon)

★★★★★ Trustpilot

“I'm an older person that struggles with technology and I was able to get my account set up by following the instructions on the website. I love the service, it feels like I'm still on AT&T but paying less than half the price!”

Sue — Red Pocket customer

vs

T-Mobile

★☆☆☆☆ Trustpilot

“Sketchy service, rude unintelligible customer service reps. When I switched back to Verizon they continued charging me. Avoid these scam artists.”

Randall Praether — T-Mobile customer

AT&T

★☆☆☆☆ Trustpilot

“AT&T has to be the absolute worst company I've dealt with. My phone has constantly been on SOS only mode for days and I never had this issue. I call them to understand why and they all tell me the same thing — reset your network settings — and I'm telling them numerous times that I've tried that. I'm on the verge of switching over elsewhere.”

CiAri Edwards — AT&T customer

Verizon

★☆☆☆☆ Trustpilot

“Spent 7 hours trying to establish service with them only to keep getting asked for more and more verification, which culminated in a phone call and a customer service rep who hung up on me! Worst customer service experience I've had in my life! Can you hear me now, Verizon?”

Mike — Verizon customer

Trustpilot verified reviews — data collected August 2026

All plans include

Unlimited talk & text
99% coverage
5G speeds
International calls

How it works

3 simple steps to switching carriers
1. Pick your coverage & plan
2. Bring your phone & number
3. Instant online switch & activation

Same networks. Fairer prices.

Low cost carriers run on the same towers as Big 3 — from $25/mo
Source: Ookla Speedtest H1 2026 — median download speed, all technologies
Low cost carriers use these towers
Big 3 carriers charge $75/mo to access these networks. Low cost carriers charge $25/mo — same towers, no contract.
$25/mo
vs
$75/mo
Find a cheaper plan on any network
Find plans in my area

Phone service without tricks

Man with phones in his jacket
No stores or sales people
Golden phone in a bear trap
No 3 year contracts
Man holding long contract
No hidden fees
Monkey wrapped in wires
No confusing bundles

Trusted by 50,000+ households

50,000+
households helped
$30M+
saved on phone bills
30+
carriers reviewed & rated
10 years
of plan comparisons
How we calculate these figures

$30M+ saved: Based on 10 years of savings tracked through MoneySavingPro since 2016. Calculated as: average annual saving per household × number of households who switched to a lower-cost carrier through our platform. Average saving based on typical Big 3 unlimited plan (~$75/mo) vs. average low cost carrier plan (~$25/mo) = $600/year per line.

50,000+ households helped: Reflects households who completed a carrier switch through MoneySavingPro since 2016, based on our platform conversion data.

30+ carriers reviewed: MoneySavingPro has independently reviewed and rated 30+ mobile carriers across coverage, pricing, contract terms, and Trustpilot customer satisfaction scores.

10 years helping Americans find the same coverage for less

FAQs

A low-cost carrier uses the same towers and coverage as major networks like Verizon, T-Mobile, and AT&T. The difference is that low-cost carriers offer more affordable plans with fewer hidden fees because they don’t have the same overhead costs as the big guys.

Low-cost carriers can keep prices lower because they don’t own the network infrastructure. They pay the major carriers for network access, which allows them to pass the savings on to you.

Yes. Most low-cost carriers offer flexible plans that allow you to adjust your data, talk, or text limits to suit your needs, as you are not tied into a contract. You can change your plan or cancel anytime.

You can bring your own unlocked phone to most low-cost carriers or purchase one directly from the carrier. Many low-cost carriers offer popular models, and their network compatibility is usually no issue.

Yes, switching to a low-cost carrier is simple. You can sign up online, bring your own phone, and port your number easily. The process is quick and straightforward, and customer support is available to assist with any issues.

No! Most low-cost carriers offer prepaid, no-contract plans, meaning you're not tied down to long-term commitments. You can switch whenever you like without paying hefty termination fees.

Unlike the big 3, low-cost carriers have transparent pricing. Most fees are included in the monthly cost, and you won’t find unexpected charges like activation or "administrative" fees.

Most low-cost carriers offer easy payment options, including online billing, autopay, or prepaid options. Many also offer discounts for paying upfront or signing up for autopay.

Yes! Some low-cost carriers offer family plans or multi-line discounts. But just by signing up the whole family to a low-cost carrier without the discount could save you up to $600 a year, per line.

Yes, while the big 3 only offer unlimited data plans, most people actually don’t need these. You can choose a plan with a data limit that suits your usage to save even more money or an unlimited data plan. It's up to you.

Depending on the plan, normally, your speeds will be slowed until your next billing cycle, rarely do any charge for overage use. However, some low-cost carriers provide options for purchasing additional data at a reasonable cost.

No, low-cost carriers use the same towers as the big networks, so you’ll have the same signal strength and coverage as with Verizon, T-Mobile, or AT&T.

Yes, all low-cost carriers now offer 5G service, as they use the same networks as the big 3. You will need a compatible phone and plan, but 5G is increasingly available across low-cost carriers.

You may experience slower speeds during peak times if your low-cost carrier deprioritizes data. However, outside of busy periods, you should enjoy the same fast speeds as you would with major carriers. Your speeds will depend on the network’s traffic at any given moment.

No, low-cost carriers provide coverage in rural and remote areas, just like major networks. The coverage is essentially the same, as they all use the same towers and infrastructure.

While customer service experiences can vary, many low-cost carriers offer excellent customer support. They tend to focus on customer satisfaction and transparency without the frustration of endless hold times or high-pressure sales tactics often seen with the big carriers.

Yes, most low-cost carriers offer reliable customer support. It varies by carrier but you’ll find they offer online support or phone assistance.

Most low-cost carriers don’t have physical stores, so in-person support may be limited. However, most low-cost carriers offer strong online support or call center assistance to resolve issues remotely.

While low-cost carriers may not offer as many in-store support options as big carriers, they generally provide reliable and helpful customer support through phone and online channels. Their support tends to be more personal and straightforward compared to larger, more corporate carriers.

Customer support can assist with a wide range of issues, including billing inquiries, plan changes, technical issues, device troubleshooting, network connectivity problems, and account management.

Yes, you can keep both your current phone and phone number when switching to a low-cost carrier. The process is easy, and most low-cost carriers offer tools to help you through the transfer.

Yes, it’s quick and easy! Low-cost carriers typically allow you to sign up online, bring your own phone, and transfer your number. The process is simple, and customer support is available to guide you if needed.

In most cases, there should be minimal downtime during the switch. The porting process usually takes a few hours to complete, but you can often continue using your current service until the transfer is finalized. Make sure to complete the switch during business hours for faster processing.

You can check if your phone is compatible by looking up the low-cost carrier’s compatibility list on their website or using your IMEI number.

Many low-cost carriers offer device financing or discounts for purchasing a new phone through them. However, you're also free to bring your own unlocked phone giving you flexibility.

Some low-cost carriers offer international calling and roaming options, but it's important to check with the specific carrier for details. Some carriers may offer affordable add-ons for international calls and data.

Many low-cost carriers offer affordable international calling plans or add-ons to help keep costs down, but the exact rates can vary.

Yes, if your low-cost carrier supports international roaming, you can use your international calling plan while abroad. However, be sure to check roaming rates and coverage before you travel to avoid unexpected costs.

Yes, many low-cost carriers allow you to make international calls over Wi-Fi using apps like WhatsApp, Skype, or other VoIP services. This can be a cost-effective way to call internationally, as it doesn’t count toward your carrier's voice minutes or incur additional charges.

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