If you're paying for T-Mobile's premium plans, you might think you're getting something special. But what if you could get the same T-Mobile coverage and fast speeds for half the price? That's exactly what Boost Mobile offers.
Boost Mobile runs on T-Mobile's network, giving you the same coverage, 5G access, and plenty of high-speed data - all with prepaid pricing and no contracts.
So, is there really any reason to stick with T-Mobile?
Boost Mobile vs T-Mobile plans: Lower prepaid rates or pricey postpaid?
Winner: Boost Mobile
Boost Mobile offers flexible prepaid plans starting at just $25 a month. There's no autopay requirement and you're free to change or cancel anytime.
T-Mobile's postpaid plans start at $65 a month for one line - and that's before taxes, fees, and required autopay discounts. T-Mobile also prefers to lock customers into pricey device financing and multi-line deals.
Boost Mobile plans
Boost Mobile unlimited data plan
- AT&T & T-Mobile 5G & 4G LTE networks
- Unlimited talk, text and data
- Instant online activation
| Carrier | Network | Data | Price |
|---|---|---|---|
| Boost Mobile unlimited data plan | AT&T & T-Mobile 5G/4G Coverage | Unltd | $25/mo |
| Boost Mobile unlimited data plan | AT&T & T-Mobile 5G/4G Coverage | Unltd | $50/mo |
| Boost Mobile unlimited data plan | AT&T & T-Mobile 5G/4G Coverage | Unltd | $60/mo |
T-Mobile plans
| Plan | Data | Monthly Price | Annual Cost |
|---|---|---|---|
| T-Mobile Essentials | Unlimited | $65 | $780 |
| T-Mobile Magenta | Unlimited | $75 | $900 |
| T-Mobile Go5G | Unlimited | $80 | $960 |
| T-Mobile Magenta MAX | Unlimited | $90 | $1,080 |
| T-Mobile Go5G Plus | Unlimited | $95 | $1,140 |
Boost Mobile vs T-Mobile coverage
Winner: Both
Since Boost Mobile uses T-Mobile's network, you'll get the same 5G coverage and speeds whether you pay T-Mobile's prices or Boost's lower rates.
According to the OpenSignal 2025 report, T-Mobile leads the way in 5G availability across the country - making Boost Mobile a great option if you want reliable 5G service without the premium cost.
Boost Mobile coverage
Boost Mobile is powered by AT&T and T-Mobile 5G & 4G LTE wireless networks.
View Boost Mobile coverage map
T-Mobile coverage
Data speeds: Do you need T-Mobile to get fast data?
Winner: Both
Boost Mobile customers get access to T-Mobile's full 5G and 4G LTE network, meaning speeds are practically identical to what you'd get directly with T-Mobile.
Boost Mobile's unlimited plan includes 30GB of high-speed data per month, which is plenty for most users. T-Mobile's postpaid plans offer higher data caps, but you pay significantly more for that.
Unless you burn through more than 30GB a month, you won't see any difference between the two.
Hidden fees and pricing tricks: What T-Mobile doesn't tell you
Winner: Boost Mobile
- T-Mobile's advertised prices require autopay - skip it and you'll pay more.
- Taxes and fees are extra on most plans, so your bill is always higher than the advertised price.
- T-Mobile loves "free phone" deals, but they can lock you into long-term device payments.
Boost Mobile keeps it simple: no contracts, no hidden fees, and no fine print surprises.
Takeaway: Boost Mobile gives you honest pricing you can count on, while T-Mobile's price depends on how many lines you have, whether you finance a phone, and if you enroll in autopay.
Boost Mobile vs T-Mobile plan features
| Carrier Features | Boost Mobile | T-Mobile |
|---|---|---|
| Networks | AT&T & T-Mobile | T-Mobile |
| Data Speed | 5G & 4G LTE | 5G & 4G LTE |
| 3G Network | GSM | GSM |
| Mobile Hotspot | Yes | Yes |
| Bring Your Phone | Yes | Yes |
| Keep Your Number | Yes | Yes |
| Contract | Prepaid | Postpaid |
| Credit Check | No | Yes |
| Customer Service | Mon-Fri 4am to 8pm / Sat-Sun 4am to 7pm | Mon-Sun 4am to Midnight PST |
| Money Back Guarantee | No | No |
| 5G | Yes | Yes |
| Taxes included | Varies by Location | Varies by Location |
| VoLTE | Yes | Yes |
| WiFi Calling | No | |
| Visual Voicemail | Yes | |
| Multi-line Discounts | Yes | |
| Multi-month Discounts | No | |
| International Calls | No | Yes - As add-on |
| International Roaming | No |
Final verdict: Do you really need T-Mobile?
- Best for saving money → Boost Mobile
- Best for flexible prepaid options → Boost Mobile
- Best for multi-line family deals → Boost Mobile
- Best for heavy data users → T-Mobile
Bottom line: If you need a simple, affordable plan on T-Mobile's network, Boost Mobile delivers the same service for less.
See if Boost Mobile is right for you with our Boost Mobile review
Boost Mobile vs T-Mobile FAQs
Boost Mobile is a low-cost carrier with AT&T & T-Mobile 5G & 4G wireless coverage, they offer cell phone plans starting at $25/mo. While T-Mobile's phone plans start at $65/mo.
Boost Mobile is powered by the AT&T & T-Mobile network, they offer much cheaper cell phone service than T-Mobile.
Most recent T-Mobile phones should work with Boost Mobile as long as the device is unlocked. You can check your device's compatibility during sign up.
Yes. Boost Mobile operates on the AT&T & T-Mobile 5G & 4G LTE wireless networks.
Why you can trust me
For over 15 years, I've helped people break free from overpriced phone plans and uncover the hidden tricks big wireless uses to keep your bill higher than it needs to be.
At MoneySavingPro, I personally compare coverage, pricing, and customer experiences across dozens of carriers - so you can see through the marketing and find the best deal.
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