Thinking about switching carriers but worried about losing coverage or getting stuck with hidden fees? You're not alone. Many people stick with big wireless simply because they assume switching is complicated or not worth the hassle.
That's where US Mobile and Spectrum Mobile come in. Both offer affordable prepaid plans that can help you save money, but they cater to different types of users.
US Mobile is designed for flexibility, offering customizable plans, premium data speeds, and international perks. Spectrum Mobile, on the other hand, is only available to Spectrum Internet customers and provides savings through bundling.
So, should you go with US Mobile for its premium features and network choice, or does Spectrum Mobile's bundling make it the better value?
US Mobile vs Spectrum Mobile plans
Winner: US Mobile
US Mobile gives you full control over your plan, with both customizable and unlimited options that let you pay only for what you need.
Spectrum Mobile offers low-cost plans, but only for Spectrum Internet customers. Their pricing can be competitive when bundled, but if you don't already use Spectrum, you can't sign up.
If you want a flexible plan with premium features, US Mobile is the better option. If you already have Spectrum Internet and want to bundle, Spectrum Mobile could be a good fit.
US Mobile plans
US Mobile unlimited data plan
- Verizon, AT&T & T-Mobile 5G & 4G LTE networks
- Unlimited talk, text and data
- Instant online activation
| Carrier | Network | Data | Price |
|---|---|---|---|
| US Mobile 2GB plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | 2GB | $10/mo |
| US Mobile 5GB plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | 5GB | $15/mo |
| US Mobile unlimited data plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | Unltd | $17.50/mo |
| US Mobile 10GB plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | 10GB | $20/mo |
| US Mobile unlimited data plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | Unltd | $25/mo |
| US Mobile unlimited data plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | Unltd | $44/mo |
Spectrum Mobile plans
Spectrum Mobile unlimited data plan
- Verizon 5G & 4G LTE network
- Unlimited talk, text and data
- Instant online activation
| Carrier | Network | Data | Price |
|---|---|---|---|
| Spectrum Mobile 1GB plan | Verizon 5G/4G Coverage | 1GB | $20/mo |
| Spectrum Mobile unlimited data plan | Verizon 5G/4G Coverage | Unltd | $30/mo |
| Spectrum Mobile unlimited data plan | Verizon 5G/4G Coverage | Unltd | $40/mo |
US Mobile vs Spectrum Mobile coverage
Winner: US Mobile
US Mobile operates on Verizon, AT&T, and T-Mobile, meaning you can choose the network that works best for you. Spectrum Mobile runs exclusively on Verizon's network, so you don't have the option to switch if Verizon coverage isn't strong in your area.
According to OpenSignal's 2025 report, T-Mobile leads in 5G availability, while Verizon offers the most consistent nationwide coverage.
If you want the flexibility to choose between any network, US Mobile is the better choice.
US Mobile coverage
US Mobile is powered by Verizon, T-Mobile and AT&T 5G & 4G LTE wireless networks.
Spectrum Mobile coverage
Spectrum Mobile is powered by Verizon 5G & 4G LTE wireless networks.
View Spectrum Mobile coverage map
Data speeds: Who delivers the better performance?
Winner: US Mobile
One of the biggest worries when switching carriers is data slowdowns. While both providers use Verizon's network, US Mobile offers priority data on its Unlimited Premium plan, meaning you get faster speeds even during peak congestion.
Spectrum Mobile's Unlimited Plus plan includes high-speed data up to 50GB per month.
If you want faster speeds with premium data, US Mobile is the better choice. If you're a Spectrum Internet customer looking for a bundled discount, Spectrum Mobile is still a good option.
Features and perks: Which provider offers more?
Winner: US Mobile
US Mobile stands out for premium perks, making it ideal for users who want more than just a basic wireless plan.
Some of the extra benefits include:
- Priority data on Unlimited Premium
- Free international roaming on select plans
- Streaming perks like free Netflix, Spotify, and Disney+ on family plans
Spectrum Mobile focuses more on bundling savings, but it lacks extras like premium data, international perks, and streaming benefits.
If you want premium perks and better performance, US Mobile is the best choice. If you prefer a bundled discount with your home internet, Spectrum Mobile is a good option.
US Mobile vs Spectrum Mobile plan features
| Carrier Features | US Mobile | Spectrum Mobile |
|---|---|---|
| Networks | Verizon, T-Mobile & AT&T | Verizon |
| Data Speed | 5G & 4G LTE | 5G & 4G LTE |
| 3G Network | GSM & CDMA | CDMA |
| Mobile Hotspot | Yes | Yes |
| Bring Your Phone | Yes | Yes |
| Keep Your Number | Yes | Yes |
| Contract | Prepaid | Prepaid |
| Credit Check | No | No |
| Customer Service | 24/7 | 24/7 |
| Money Back Guarantee | Yes - 100 days | No |
| 5G | Yes | Yes |
| Taxes included | Varies by Location | Varies by Location |
| VoLTE | Yes | Yes |
| WiFi Calling | Yes | Yes |
| Visual Voicemail | Yes | Yes |
| Multi-line Discounts | Yes | No |
| Multi-month Discounts | No | No |
| International Calls | Yes - As add-on | Yes - Canada and Mexico |
| International Roaming | Yes | Yes |
Final verdict: Which is the better deal?
- Best for premium perks and priority data → US Mobile
- Best for internet bundle savings → Spectrum Mobile
- Best for international roaming → US Mobile
- Best for existing Spectrum Internet customers → Spectrum Mobile
If you want a high-performance plan with priority data, international perks, and flexible options, US Mobile is the better choice. If you already have Spectrum Internet and want to bundle for additional savings, Spectrum Mobile could be a good fit.
Read our US Mobile review for more
Check out our Spectrum Mobile review
US Mobile vs Spectrum Mobile FAQs
The main difference between US Mobile and Spectrum Mobile are plan prices and features. Both offer cheap cell phone plans powered by the major networks.
US Mobile is powered by Verizon, T-Mobile & AT&T and Spectrum Mobile runs on Verizon.
Most newer handsets are compatible if they're unlocked, but if you're not sure you can check phone compatibility with our IMEI checker.
If your US Mobile phone is unlocked it should work with Spectrum Mobile. Most of the latest handsets are compatible but you can check your phone's compatibility with the carrier before purchasing.
Why you can trust me
Switching carriers can feel overwhelming, especially with so many options. At MoneySavingPro, we make it simple by testing carriers, analyzing real-world speeds, and breaking down costs so you don't have to.
I've tested US Mobile, Spectrum Mobile, and other prepaid carriers to compare coverage, features, and pricing. If there's a better way to save on your phone bill, you'll hear about it here first.
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