Worried about switching carriers and ending up with slow speeds or poor service? Many people hesitate to switch because they assume low-cost carriers mean worse coverage, hidden fees, or limited features.
US Mobile and Straight Talk are low-cost carriers that both offer affordable prepaid plans with no contracts.
While US Mobile focuses on customization, premium perks like priority data and international roaming, and fast speeds, Straight Talk is known for its convenience, offering prepaid plans with decent data options.
US Mobile vs Straight Talk plans
Winner: US Mobile
US Mobile gives you flexible plan choices, letting you customize your data needs or pick an unlimited plan with premium features like priority data.
Straight Talk keeps things simple with preset plans. While they offer unlimited data options, their plans tend to be more expensive compared to other low-cost carriers.
If you want a highly customizable plan with premium perks, US Mobile is the better choice. If you prefer a straightforward prepaid plan you can grab at Walmart, Straight Talk is an option.
US Mobile plans
US Mobile unlimited data plan
- Verizon, AT&T & T-Mobile 5G & 4G LTE networks
- Unlimited talk, text and data
- Instant online activation
| Carrier | Network | Data | Price |
|---|---|---|---|
| US Mobile 2GB plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | 2GB | $10/mo |
| US Mobile 5GB plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | 5GB | $15/mo |
| US Mobile unlimited data plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | Unltd | $17.50/mo |
| US Mobile 10GB plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | 10GB | $20/mo |
| US Mobile unlimited data plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | Unltd | $25/mo |
| US Mobile unlimited data plan | Verizon, AT&T & T-Mobile 5G/4G Coverage | Unltd | $44/mo |
Straight Talk plans
Straight Talk unlimited data plan
- Verizon 5G & 4G LTE network
- Unlimited talk, text and data
- Instant online activation
| Carrier | Network | Data | Price |
|---|---|---|---|
| Straight Talk 10GB plan | Verizon 5G/4G Coverage | 10GB | $35/mo |
| Straight Talk unlimited data plan | Verizon 5G/4G Coverage | Unltd | $45/mo |
| Straight Talk unlimited data plan | Verizon 5G/4G Coverage | Unltd | $55/mo |
| Straight Talk unlimited data plan | Verizon 5G/4G Coverage | Unltd | $65/mo |
US Mobile vs Straight Talk coverage
Winner: US Mobile
US Mobile operates on Verizon, T-Mobile, and AT&T, giving you the flexibility to choose the network with the best coverage in your area.
Straight Talk also uses Verizon, AT&T, and T-Mobile, meaning your service will depend on which network they assign you to. However, you don't get to choose, which can be a drawback if you end up with a weaker network for your location.
When it comes to coverage, according to OpenSignal's 2025 report, T-Mobile leads in 5G availability, while Verizon and AT&T provide the most consistent nationwide coverage.
If you want the ability to choose your network, US Mobile is the better choice. If you prefer a simple prepaid plan with automatic network assignment, Straight Talk is an option.
US Mobile coverage
US Mobile is powered by Verizon, T-Mobile and AT&T 5G & 4G LTE wireless networks.
Straight Talk coverage
Straight Talk is powered by Verizon 5G & 4G LTE wireless networks.
View Straight Talk coverage map
Data speeds: Will my speeds be slowed?
Winner: US Mobile
US Mobile offers priority data on its Unlimited Premium plan, ensuring faster speeds even during high-traffic times.
Straight Talk does not provide priority data, meaning your speeds may slow down whenever the network is congested.
If you want the fastest speeds and the most premium data, US Mobile is the better choice. If you don't mind potential slowdowns and prefer a Walmart-backed option, Straight Talk is still a solid pick.
Features and perks: Who offers more with their plans?
Winner: US Mobile
US Mobile offers premium perks, making it an excellent choice for users who want extra benefits.
Some of the extra benefits include:
- Priority data on Unlimited Premium
- Free international roaming on select plans
- Streaming perks like free Netflix, Spotify, and Disney+ on family plans
Straight Talk focuses more on convenience, but it doesn't offer premium perks like international roaming or free entertainment subscriptions.
If you want premium features and better performance, US Mobile is the better pick.
US Mobile vs Straight Talk plan features
| Carrier Features | US Mobile | Straight Talk |
|---|---|---|
| Networks | Verizon, T-Mobile & AT&T | Verizon |
| Data Speed | 5G & 4G LTE | 5G & 4G LTE |
| 3G Network | GSM & CDMA | CDMA & GSM |
| Mobile Hotspot | Yes | Yes - with certain plans |
| Bring Your Phone | Yes | Yes |
| Keep Your Number | Yes | Yes |
| Contract | Prepaid | Prepaid |
| Credit Check | No | No |
| Customer Service | 24/7 | Mon-Sun 8am to 11.45pm |
| Money Back Guarantee | Yes - 100 days | No |
| 5G | Yes | Yes |
| Taxes included | Varies by Location | Varies by Location |
| VoLTE | Yes | Yes |
| WiFi Calling | Yes | Yes |
| Visual Voicemail | Yes | Yes |
| Multi-line Discounts | Yes | Yes |
| Multi-month Discounts | No | No |
| International Calls | Yes - As add-on | Yes - As add-on |
| International Roaming | Yes | No |
Final verdict: Which carrier is the better deal?
- Best for premium perks and priority data → US Mobile
- Best for simple prepaid options → Straight Talk
- Best for international roaming → US Mobile
If you want a high-performance plan with priority data, international perks, and flexible options, US Mobile is the best choice.
Find out more with our US Mobile review
Check out our Straight Talk review
US Mobile vs Straight Talk FAQs
The main difference between US Mobile and Straight Talk are plan prices and features. Both offer cheap cell phone plans powered by the major networks.
US Mobile is powered by Verizon, T-Mobile & AT&T and Straight Talk runs on T-Mobile, AT&T & Verizon.
Most newer handsets are compatible if they're unlocked, but if you're not sure you can check phone compatibility with our IMEI checker.
If your US Mobile phone is unlocked it should work with Straight Talk. Most of the latest handsets are compatible but you can check your phone's compatibility with the carrier before purchasing.
Why you can trust me
Switching carriers can feel overwhelming, especially with so many options. At MoneySavingPro, we make it simple by testing carriers, analyzing real-world speeds, and breaking down costs so you don't have to.
I've tested US Mobile, Straight Talk, and other prepaid carriers to compare coverage, features, and pricing. If there's a better way to save on your phone bill, you'll hear about it here first.
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