Compare cheap T-Mobile plans - Switch & save $600/yr
Affiliate links on MoneySavingPro may earn us a commission. Learn more.

T-Mobile vs US Mobile: Same network, half the price

I've compared T-Mobile & US Mobile plans, coverage & features.

Share:

Feel like you're stuck in an expensive phone plan because switching seems like a hassle? T-Mobile's flashy promotions make it seem like the best choice, but are you actually getting more, or just paying extra?

US Mobile runs on T-Mobile's network but costs significantly less and without contracts, hidden fees, or forced autopay discounts. So, does T-Mobile's premium price tag get you anything extra, or could you be saving money without sacrificing service?

US Mobile vs T-Mobile plans: Premium pricing or prepaid flexibility?

Winner: US Mobile

T-Mobile's cheapest unlimited plan starts at $65 per month-but that's before taxes, fees, and autopay discounts. If you want truly unlimited high-speed data, you'll pay $90 per month.

Meanwhile, US Mobile gives you access to the same network but at a fraction of the cost. Their unlimited plan starts at just $25 per month, with more flexibility and no forced autopay discounts.

US Mobile plans

Image of cell phone with US Mobile

US Mobile unlimited data plan

  • Verizon, AT&T & T-Mobile 5G & 4G LTE networks
  • Unlimited talk, text and data
  • Instant online activation
See at US Mobile
CarrierNetworkDataPrice
US Mobile 2GB planVerizon, AT&T & T-Mobile 5G/4G Coverage2GB$10/mo
US Mobile 5GB planVerizon, AT&T & T-Mobile 5G/4G Coverage5GB$15/mo
US Mobile unlimited data planVerizon, AT&T & T-Mobile 5G/4G CoverageUnltd$17.50/mo
US Mobile 10GB planVerizon, AT&T & T-Mobile 5G/4G Coverage10GB$20/mo
US Mobile unlimited data planVerizon, AT&T & T-Mobile 5G/4G CoverageUnltd$25/mo
US Mobile unlimited data planVerizon, AT&T & T-Mobile 5G/4G CoverageUnltd$44/mo

See all US Mobile plans

T-Mobile plans

PlanDataMonthly PriceAnnual Cost
T-Mobile EssentialsUnlimited$65$780
T-Mobile MagentaUnlimited$75$900
T-Mobile Go5GUnlimited$80$960
T-Mobile Magenta MAXUnlimited$90$1,080
T-Mobile Go5G PlusUnlimited$95$1,140

T-Mobile vs US Mobile comparison

Keep your T-Mobile phone, number & coverage: Save $690 per year

CarrierNetwork Coverage4G/5G DataPriceAnnual Cost
T-MobileT-Mobile 4G & 5GUnlimited$75/mo$900/yr
US MobileT-Mobile 4G & 5GUnlimited$18/mo$210/yr
Savings$57/mo$690/yr

US Mobile vs T-Mobile coverage

Winner: Both

US Mobile runs on T-Mobile's network, meaning you're getting the same nationwide 5G coverage as T-Mobile customers.

According to OpenSignal's 2025 report, T-Mobile leads in 5G availability, making it a great choice for users in urban and suburban areas.

For most users, US Mobile's coverage will be identical to T-Mobile's, but without the hefty price tag.

US Mobile coverage

US Mobile is powered by Verizon, T-Mobile and AT&T 5G & 4G LTE wireless networks.

US Mobile coverage map

View US Mobile coverage map

T-Mobile coverage

T-Mobile coverage map

View T-Mobile coverage map


Data speeds: Will you notice a difference?

Winner: US Mobile

US Mobile's Unlimited Premium plan includes unlimited priority data. T-Mobile's cheapest unlimited plan (Essentials) includes only 50GB of high-speed data, before slowdowns may occur.

According to the Speedtest 2025 Global Index, T-Mobile ranks among the fastest networks in the U.S., but US Mobile users get access to the same speeds-without the premium pricing.

For most people, US Mobile delivers the same speeds at a significantly lower cost.


Hidden fees & fine print: What's really driving up your T-Mobile bill?

Winner: US Mobile

  • T-Mobile's advertised prices require autopay-if you don't sign up, your bill jumps by $5–$10 per month.
  • "Free phone" deals which can lock you into a 36-month contract, keeping you stuck with higher prices long after your phone is outdated.

With US Mobile, what you see is what you pay.

US Mobile vs T-Mobile plan features

Carrier FeaturesUS MobileT-Mobile
NetworksVerizon, T-Mobile & AT&TT-Mobile
Data Speed5G & 4G LTE5G & 4G LTE
3G NetworkGSM & CDMAGSM
Mobile HotspotYesYes
Bring Your PhoneYesYes
Keep Your NumberYesYes
ContractPrepaidPostpaid
Credit CheckNoYes
Customer Service24/7Mon-Sun 4am to Midnight PST
Money Back GuaranteeYes - 100 daysNo
5GYesYes
Taxes includedVaries by LocationVaries by Location
VoLTEYesYes
WiFi CallingYes
Visual VoicemailYes
Multi-line DiscountsYes
Multi-month DiscountsNo
International CallsYes - As add-onYes - As add-on
International RoamingYes

Final verdict: Do you actually need T-Mobile?

  • Best for saving money → US Mobile
  • Best for flexible prepaid plans → US Mobile
  • Best for network flexibility → US Mobile
  • Best for high-data users → T-Mobile (but only on the most expensive plans)

Sign up for US Mobile


US Mobile vs T-Mobile FAQs

US Mobile is a low-cost carrier that is powered by all three major networks; Verizon, T-Mobile & AT&T.

US Mobile operates on Verizon, T-Mobile & AT&T networks, they offer much cheaper cell phone service than T-Mobile. US Mobile also offers priority data so speeds won't be slowed during busy periods.

Most recent T-Mobile phones should work with US Mobile as long as the device is unlocked. Before signing up, you can check your device's compatibility on the US Mobile website.

Yes. US Mobile operates on the Verizon, T-Mobile & AT&T 5G & 4G LTE wireless networks.


Why you can trust me

Switching phone carriers can be daunting, and major wireless companies often rely on this confusion to ensure you continue overpaying.

At MoneySavingPro, we sift through the details and unravel pricing tactics, so you don't have to.

I've personally evaluated US Mobile, T-Mobile, and numerous other carriers to assess their speeds, coverage, and pricing. If there's a way to reduce your phone bill without compromising quality, you'll be among the first to know here.

US Mobile comparison guides

How much could you save?
Calculate your savings now
Same coverage - cut your bill by up to $600/yr
Meditating monkey
Find a cheaper plan in seconds: