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The best pay as you go SIM cards: Same coverage 3x cheaper!

  • Switch online in minutes
  • No contract or credit checks
  • Keep your phone & number
Verizon
coverage
2GB
$5
/mo
$15/mo
T-Mobile
coverage
Unlimited
$25
/mo
Verizon
coverage
Unlimited
$25
/mo
Free yourself from price hikes:
Cut your phone bill by $600/yr
Coverage
Any network
  • Any network
  • T-Mobile
  • Verizon
  • AT&T
Data
Any data
  • Any data
  • No Data
  • 2GB or more
  • 5GB or more
  • 10GB or more
  • 15GB or more
  • 20GB or more
  • Unlimited
Price
Any price
  • Any price
  • $30 or less
  • $40 or less
  • $50 or less
  • $60 or less
  • $70 or less
Twigby Mobile Sim Card - Vertical
2GB data
$5/mo*
$15/mo
Verizon 5G/4G networks
*$5/mo for 1st 3 Mths
Tello Sim Card - Vertical
Unlimited data
$25/mo
T-Mobile 5G/4G networks
Visible Sim Card - Vertical
Unlimited data
$25/mo
Verizon 5G/4G networks
Total Wireless Sim Card - Vertical
Unlimited data
$25/mo*
$50/mo
Verizon 5G/4G networks
*50% off
Visible Sim Card - Vertical
Unlimited data
$35/mo
Verizon 5G/4G networks
Twigby Mobile Sim Card - Vertical
0GB data
$5/mo*
$10/mo
Verizon 5G/4G networks
*$5/mo for 1st 3 Mths
Tello Sim Card - Vertical
2GB data
$10/mo
T-Mobile 5G/4G networks
Tello Sim Card - Vertical
5GB data
$14/mo
T-Mobile 5G/4G networks
We currently have no deals for that combination, please change the filters
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Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.

Don't pay more for the same coverage
Big wireless costs $1,800 extra
1 year2 years3 years
Big Wireless$900$1,800$2,700
Alternative$300$600$900
You save$600$1,200$1,800
Same coverage: Better service
Time to switch? There’s a message in the stars
We compare: You decide
Tello
Reviews 12,022+
Excellent
4.6
Twigby Mobile
Reviews 1,482+
Excellent
4.7
Red Pocket
Reviews 3,713+
Excellent
4.4
$300
/yr
Switch online in mintues
vs
Monkey
Old Wireless
Stores & sales people
T-Mobile
Reviews 5,914+
Bad
1.4
Verizon
Reviews 5,567+
Bad
1.2
AT&T
Reviews 8,139+
Bad
1.3
$900
/yr
+ fees, taxes & price hikes
Keep your coverage: Save your money
The coverage you expect at prices you don’t!
T-Mobile coverage map
T-Mobile coverage
Plans from $10
Plans on T-Mobile
Verizon coverage map
Verizon coverage
Plans from $10
Plans on Verizon
AT&T coverage map
AT&T coverage
Plans from $10
Plans on AT&T
Cut your phone bill by $600/yr
Tello
T-Mobile
AT&T
Verizon
TrustPilot rating
4.6
1.4
1.3
1.2
Price
$25
$75
$75
$75
Data
Unlimited
Unlimited
Unlimited
Unlimited
Minutes & Texts
Unlimited
Unlimited
Unlimited
Unlimited
5G & 4G Network
T-Mobile
T-Mobile
AT&T
Verizon
Nationwide coverage
Hotspot Data
International Calls
Annual cost
$300/yr
$900/yr
$900/yr
$900/yr
Cut your phone bill by $600/yr
Phone service without tricks
Man with phones in his jacket
No stores or sales people
Golden phone in a bear trap
No 3 year contracts
Man holding long contract
No hidden fees
Monkey wrapped in wires
No confusing bundles
Premium wireless without premium prices
Ookla speed test intelligence report 2024
Low cost carriers
197 Mbps
T-Mobile MVNO
101 Mbps
Verizon MVNO
95 Mbps
AT&T MVNO
$25 per month
vs
Monkey
Big wireless
188 Mbps
T-Mobile
103 Mbps
Verizon
109 Mbps
AT&T
$75 per month
How it works
3 simple steps to switching carriers
1. Pick your coverage & plan
2. Bring your phone & number
3. Instant online switch & activation
All plans include
Unlimited talk & text
99% coverage
5G speeds
International calls
Buy a new phone or bring your own
Change your plan or phone whenever you want

Tello offers the best SIM card for low data users

Image of cell phone with Tello

Tello 2GB SIM card for $10/mo

  • T-Mobile 5G & 4G LTE network
  • Unlimited talk and text with 2GB data
  • Instant online activation
See at Tello

Tello makes wireless affordable and flexible, so you're never locked into contracts or overpaying for services you don't need.

All plans include free international calls to 60+ countries, including Canada and Mexico. You also get flexible data options, whether you need just a little or unlimited access.

Unlike traditional carriers, Tello lets you customize your own plan, so you're only paying for the talk, text, and data you actually use. All Tello plans support mobile hotspot, with unlimited plans limited to 5GB, though family plan discounts aren't available. Each line is billed separately, but with Tello's pricing, multi-line savings aren't a necessity.

Switching is quick and seamless-eSIM activation lets you get started in minutes, or you can order a SIM card if needed.

I compared Tello to Boost Mobile, Ultra Mobile, and Metro by T-Mobile. Boost Mobile offers low prices but is known for hidden fees and inconsistent customer support. Ultra Mobile is a strong pick for international calls but is pricier for the same data. Metro by T-Mobile charges more and often requires an in-store visit.

If you want low-cost, flexible service with no commitments, Tello is a standout choice.

  • Plans tailored to you – Choose exactly what you need.
  • No contracts, no hidden fees – Transparent pricing with no surprises.
  • Fast, simple setup – Activate instantly with eSIM or get a SIM card shipped to you.

Visible offers the best value unlimited SIM card

Image of cell phone with Visible

Visible unlimited SIM card for $25/mo

  • Verizon 5G & 4G LTE network
  • Unlimited talk, text and data
  • Instant online activation
See at Visible

Tired of complicated phone plans? Visible makes unlimited data simple and affordable with just two straightforward options, both with no contracts, no hidden fees, and no surprises.

For $25/month, you get unlimited talk, text, and data, plus mobile hotspot access at speeds of 5–10 Mbps. Upgrade to Visible+, and you'll get 50GB of premium data and access to Verizon's 5G Ultra Wideband network for even faster speeds.

Switching is easy. With eSIM activation, you can start using your plan in minutes, no waiting for a SIM card. The Visible+ plan also comes with free international calling to 30+ countries and texting to over 200 destinations, making it ideal for those who stay connected globally.

Although Visible doesn't offer multi-line discounts, its low-cost pricing makes it a great deal for single-line users. Just keep in mind that customer service is online-only.

I compared Visible to Tracfone, Xfinity Mobile, and Spectrum Mobile. Tracfone is cheap but limits data speeds, making it less ideal for heavy users. Xfinity Mobile and Spectrum Mobile have good rates, but require their respective internet services to sign up.

For unlimited data without contracts or hidden fees, Visible is a top choice.

  • Simple, unlimited plans – No contracts, no unexpected costs-just clear, predictable pricing.
  • Built-in perks – Mobile hotspot access included, plus free international calling & texting on Visible+.
  • Instant activation – Switch in minutes with eSIM, or request a physical SIM card.

Total Wireless offers the best SIM card with Verizon coverage

Image of cell phone with Total Wireless

Total Wireless unlimited SIM card for $50/mo

  • Verizon 5G & 4G LTE network
  • Unlimited talk, text and data
  • Instant online activation
See at Total Wireless

Total Wireless provides affordable, contract-free plans that let you access Verizon's network without the premium cost.

Each plan includes unlimited talk and text, high-speed data options, and mobile hotspot usage up to 15GB on select plans.

For those who need international calling, Total Wireless offers free calls to 85+ countries and roaming in Canada and Mexico, making it ideal for frequent travelers.

With no long-term contracts or hidden fees, you can easily switch or adjust your plan online whenever needed.

I reviewed Tracfone, Xfinity Mobile, and Spectrum Mobile and found limitations. Tracfone is cheaper but limits data speeds. Xfinity Mobile and Spectrum Mobile offer good rates, but require home internet service.

For flexible, affordable coverage with premium network access, Total Wireless is a top pick.

  • Same Verizon coverage, lower price – No need to overpay for great service.
  • Hotspot and international calling included – Up to 15GB of hotspot data on some plans, plus free roaming & calls to 85+ countries.
  • Contract-free convenience – Adjust or switch your plan anytime with easy online management.

Tello offers the best SIM card with T-Mobile coverage

Image of cell phone with Tello

Tello unlimited SIM card for $25/mo

  • T-Mobile 5G & 4G LTE network
  • Unlimited talk, text and data
  • Instant online activation
See at Tello

Tello offers a budget-friendly alternative to expensive wireless carriers, giving you the flexibility to pay only for what you need.

All plans include free international calls to 60+ countries, including Canada and Mexico, plus a variety of data options that work for both light users and those who need more high-speed access.

Tello's build-your-own plan approach means you decide how much talk, text, and data you get-so you're never stuck overpaying for services you don't use. All plans includes mobile hotspot access, with a 5GB limit on unlimited plans, but there are no multi-line discounts. However, with pricing this low, even individual plans remain highly affordable.

Switching is quick and effortless. With eSIM activation you can start using your new plan immediately, or you can order a physical SIM if needed.

I compared Boost Mobile, Ultra Mobile, and Metro by T-Mobile. Boost Mobile offers low-cost plans but sneaks in hidden fees. Ultra Mobile is great for international calling but is pricier. Metro by T-Mobile has higher costs and requires an in-store visit for activation.

For a truly flexible, affordable, and commitment-free wireless plan, Tello is an unbeatable choice.

  • No wasted money on unnecessary features – Create a plan that fits your needs, with adjustable talk, text, and data options.
  • No contracts, no surprises – Tello's transparent pricing means no hidden fees or long-term commitments.
  • Fast and easy activation – eSIM-compatible devices can start service in minutes, or you can receive a SIM card in the mail for traditional setup.

Red Pocket offers the best SIM card with AT&T coverage

Image of cell phone with Red Pocket

Red Pocket unlimited SIM card for $30/mo

  • AT&T 5G & 4G LTE network
  • Unlimited talk, text and data
  • Instant online activation
See at Red Pocket

Red Pocket Mobile delivers affordable unlimited plans on the AT&T network, offering multi-line savings and international perks at no extra charge.

Families can save big with a $20 discount per extra line, reducing overall costs significantly. While there's a setup fee, the total savings make it a budget-friendly alternative.

With unlimited talk and text, up to 30GB of high-speed data, and hotspot access included, Red Pocket ensures transparent pricing with no hidden fees.

For international users, free calling to 80+ countries and roaming in Mexico and Canada make Red Pocket an excellent choice for travelers. eSIM users can also try the service with a 7-day money-back guarantee.

I compared other AT&T-based budget carriers, including Cricket Wireless, which costs more despite being AT&T's prepaid brand, H2O Wireless, which includes international calling but lacks overall value, and Good2Go Mobile, which has affordable pricing but limited plan options.

For families looking for an affordable, flexible, and feature-rich unlimited plan, Red Pocket Mobile is a top recommendation.

  • Big savings for families – $20 off per extra line, making it one of the cheapest multi-line plans.
  • International perks included – Free calls to 80+ countries and free roaming in Mexico & Canada.
  • No hidden fees & easy sign-up – Transparent pricing and a 7-day eSIM money-back guarantee.

How to choose the best pay as you go SIM plan

Which network do you prefer?

Low-cost carriers are powered by the same 5G and 4G LTE networks as the big 3. According to a 5G Experience Report (2023) by Opensignal, T-Mobile has the most extensive 5G coverage in the United States. If you have a preference for a specific network, you can find an MVNO that operates on that network. To discover the best cell phone service in your area, make sure to use our coverage checker.

How much data do you need?

Do you really need a prepaid SIM card for unlimited data? The big 3 wireless companies want you to believe so, but in reality, the average monthly cellular data consumption is around 10GB. Because if you spend most of your time at home or work on Wi-Fi, it's likely your cellular data usage will be much lower. You can pick a plan with enough data to fit your needs with cheap cell phone providers, meaning if you use less, you can pay less. But if you do choose an unlimited data SIM card, be aware that high-speed data is normally capped.

Is mobile hotspot data included?

Many MVNOs permit the usage of hotspot data. However, they impose restrictions on the quantity of data that can be used through tethering. The specific limit varies depending on the carrier and plan that you select. Additionally, some low-cost carriers provide exclusive data only SIM cards designed specifically for iPads, tablets, and mobile hotspots.

What's the monthly cost?

While an unlimited data SIM card with the big 3 wireless costs around $75-90 per month, the best MVNOs offer budget-friendly SIM cards, ranging from $5-35 per month without compromising coverage or data speeds. Watch out for hidden fees & taxes; some providers include these in the price, and others, such as Verizon and AT&T, don't.

How many lines do you need?

With big wireless, you only get the low advertised price if you buy four lines. With low-cost carriers, the price you see is what you pay, even for one line. Some MVNOs also offer further discounts for multi-line plans.

Can I bring my own phone or buy a new device?

While big wireless prioritizes keeping their customers in a perpetual cycle of phone upgrades, MVNOs advocate for bringing your own device. This empowers you to regain control and only switch phones when it's convenient for you. In the event that you do decide to buy a new phone, most MVNOs provide the option for 0% financing spread across 1-2 years.

Are there any promotions?

Promotions from big wireless can seem great at first. But once you read the fine print, it often leads to buying things you don't need and committing to 3-year phone contracts. Most MVNOs offer short-term introductory discounts for new customers, and their pricing is much clearer.

Are there any perks?

The big 3 wireless plans normally come with "complimentary" TV subscriptions, but these often become paid subscriptions that are automatically included on your bill after a few months. Although some budget-friendly carriers like US Mobile do provide plan choices with free subscription services, we generally advise keeping these subscriptions separate to avoid paying for unnecessary months of service.

What international travel features are available?

Most MVNOs offer free international calls to many countries. But when you're traveling abroad, there are different features you'll need, for example, roaming. If this is important to you, you can find a variety of carriers offering SIM cards for international travel.

Do they have parental controls?

Many MVNO carriers offer parental control features that enable parents to monitor their children's phone usage and data consumption. With parental controls, you can set data limits, restrict access to certain apps or websites, and even track your child's location. Some AT&T MVNOs offer these features as part of their standard plans, or you'll find this feature on your cell phone.

What are the SIM card sizes?

The SIM card you need will depend on your device. Most smart devices now use a nano-SIM or eSIM, but some older devices may need a micro-SIM or a standard SIM.

Check out our comparison of the best prepaid SIM cards to ensure you find the best deal.


Find the best prepaid phone service in your area

Cut your phone bill by up to $600/yr
Find a cheaper plan in seconds
Same coverage - switch instantly

Compare the cheapest pay as you go SIM plans

CarrierNetworkDataPrice
Tello 2GB SIM cardT-Mobile 5G/4G Coverage2GB$10/mo
Visible Unlimited SIM cardVerizon 5G/4G CoverageUnltd$25/mo
Total Wireless Unlimited SIM cardVerizon 5G/4G CoverageUnltd$25/mo$50/mo
Tello Unlimited SIM cardT-Mobile 5G/4G CoverageUnltd$25/mo
Red Pocket Unlimited SIM cardAT&T 5G/4G CoverageUnltd$30/mo

SIM cards for international travelers

In the quest for affordable and flexible communication, especially when traveling, prepaid SIM cards have become a pivotal part of helping to stay connected. For travelers jetting from the USA to Europe and other various countries, the GSM technology underlying most prepaid SIM cards ensures phone compatibility, catering to both iPhone, Android, and other smartphones.

Whether you're looking to buy a new SIM card on arrival or opt for a travel SIM card, either is a great option. Also, if your phone is compatible, an eSIM can make this process even easier.

However, your current carrier may offer international plans, but they usually come with a hefty price tag. The best option can be getting a local SIM card, which presents a cost-effective option, often providing a substantial GB of data, free mobile hotspot data, and local call minutes, which are invaluable for internet access to navigate via Google Maps or stay connected through WhatsApp and Skype.

A new SIM card can offer an ideal plan tailored for each destination and guarantee the best rates.


SIM cards

How I choose the best carriers and plans

To select the best carriers and plans, I evaluated over 30 different carriers.

I rate carriers in five categories, with a star rating from 1-5, with 5 stars being the best. I then calculate the overall star rating using the five categories:

  1. Value for money: I compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
  2. Coverage: I look at network 5G and 4G LTE coverage across the US. I use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
  3. Customer experience: I take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
  4. Transparency: I assess whether carrier pricing is clear and straightforward. I examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
  5. Range of choice: I evaluate the diversity of plan options to determine if they fit the individual needs of all customers.

Read more about our carrier ratings methodology and our editorial process.

I regularly update the content so that we're always recommending the latest and best value plans and do my best to ensure the information is accurate.

Trusted by 50,000 customers
50,000+
switched
$30M+
saved
$600
avg. yearly savings
We've helped families save over $30 million!
Big savings: Happy customers
"Switching from AT&T to Mint Mobile cut my bill by $50 a month! MoneySavingPro helped me find this deal, and the coverage is perfect."
Kellie from WY
Jan 2025
"I saved $600 a year with Visible, thanks to MoneySavingPro. The service from Visible is just as good as my Verizon, but with no more confusing bills or hidden fees"
Raphael from CA
Dec 2024
"MoneySavingPro helped me discover Twigby, and now I save $40 monthly with the same Verizon coverage. I should've switched sooner!"
Levi from NY
Dec 2024
"Tello's $10 a month plan fits me perfectly as I don’t use a lot of data. MoneySavingPro helped me see that prepaid helps me stay in control of my phone bill with no more unexpected charges"
Stan from ME
Nov 2024
"Red Pocket Mobile cut my phone bill in half, plus I got to choose from all major networks. Thanks, MoneySavingPro, for making it so easy!"
Jonathan from NY
Oct 2024
"I was skeptical at first, but MoneySavingPro recommended US Mobile's 30-day free trial, and now I save $50 per month. And the overall service is better than my experience with AT&T."
Twila from HI
Sep 2024
"MoneySavingPro recommended Tello's $25 unlimited plan because of the price and their high customer ratings We switched multiple lines, and my family now saves over $1,000 a year."
Jude from TN
Aug 2024
"I thought I'd lose service quality, but MoneySavingPro guided me to US Mobile. I save $50 a month, and it's been a great decision."
Tristan from NV
Jul 2024
"Mint Mobile's simple plans and big savings of $720 a year were recommended by MoneySavingPro. Switching was quick and easy."
Ronny from AR
Jun 2024
"Boost Mobile gives me the same service at a fraction of the price, saving me $45 a month with no regrets. Thanks MoneySavingPro."
Courtney from TX
May 2024
FAQs

A low-cost carrier uses the same towers and coverage as major networks like Verizon, T-Mobile, and AT&T. The difference is that low-cost carriers offer more affordable plans with fewer hidden fees because they don’t have the same overhead costs as the big guys.

Low-cost carriers can keep prices lower because they don’t own the network infrastructure. They pay the major carriers for network access, which allows them to pass the savings on to you.

Yes. Most low-cost carriers offer flexible plans that allow you to adjust your data, talk, or text limits to suit your needs, as you are not tied into a contract. You can change your plan or cancel anytime.

You can bring your own unlocked phone to most low-cost carriers or purchase one directly from the carrier. Many low-cost carriers offer popular models, and their network compatibility is usually no issue.

Yes, switching to a low-cost carrier is simple. You can sign up online, bring your own phone, and port your number easily. The process is quick and straightforward, and customer support is available to assist with any issues.

30 carriers reviewed & rated
See all
Tello logo on phone
5
8 min read
Jan 23, 2025
Twigby Mobile logo on phone
4.4
8 min read
Jan 29, 2025
Total Wireless logo on phone
4
8 min read
Jan 21, 2025
Red Pocket logo on phone
4
8 min read
Jan 11, 2025
Visible logo on phone
3.4
8 min read
Jan 24, 2025
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