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With no contract, no early termination fees, and the flexibility to cancel at any time, prepaid cell phone service is becoming a popular option for those sick of the expensive bills from the big telecom companies.
We understand it's not all about the price. Coverage is important, along with customer service.
At MoneySavingPro, we've done the hard work for you. We've selected some of the best cell phone carriers for all budgets. Check them out below.
Best cheap prepaid phone providers on T-Mobile
These are the top 3 plans from low-cost carriers with T-Mobile coverage to consider.
Tello 2GB plan
Keep it simple with Tello prepaid phone plans while accessing the 5G & 4G LTE T-Mobile wireless service.
All plans offer free international calls to over 60 countries, including Canada and Mexico, and a variety of data allowances that cater to both light and heavy users.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
Mint Mobile 15GB plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Choose from a variety of Mint Mobile prepaid plans to build your unique family plan. Powered by the T-Mobile network, it provides the same great quality service at half the price.
Choose from a range of data allowances, including an unlimited plan with 40GB of high-speed data and unlimited talk and text. Mint Mobile has clear messaging sharing how you can save more money the longer you commit.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free calls to Mexico and Canada
- Free mobile hotspot with all plans
- eSIM compatible
Cons
- No international roaming
- Limited customer service
- 3-month minimum sign-up
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
The table below demonstrates that choosing the Tello unlimited data plan would save you $630 per year compared to buying an unlimited data plan from T-Mobile directly.
| T-Mobile | T-Mobile coverage at a fraction of the cost | ||
|---|---|---|---|
 |  |  *$60 for 3 Months | *$10 off for 3 Mths |
| T-Mobile 4G & 5G | T-Mobile 4G & 5G | T-Mobile 4G & 5G | |
| Unlimited data *not unlimited | 2GB data | 15GB data | Unlimited data |
| $75/mo | $10/mo | $20/mo* | $15/mo* |
| $900/yr | $120/yr | $240/yr | $270/yr |
| 1.4 on Trustpilot | 4.6 on Trustpilot | 3.3 on Trustpilot | 4.6 on Trustpilot |
| Annual savings | $780/yr | $660/yr | $630/yr |
Best cheap prepaid phone providers on Verizon
These are the top 3 plans from low-cost carriers with Verizon coverage to consider.
Twigby Mobile 2GB plan
- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
Customize Twigby Mobile prepaid phone plans and only pay for what you really need. With a variety of affordable no-contract plans that are powered by the Verizon network, you don't have to sacrifice quality for flexibility.
With unlimited calling and texts, you can choose as much data as you want from a range of data allowances.
Pros
- Verizon 5G & 4G LTE wireless coverage
- Free international calls to 80+ countries
- Wide range of plan choices
- Free mobile hotspot access
- Excellent score on Trustpilot
Cons
- No multi-line discounts
- No International roaming
- Not eSIM-compatible
Red Pocket 10GB plan
Red Pocket Mobile prepaid plans operate on the Verizon and AT&T wireless networks and offer good quality at half the price. Their family plans offer excellent multi-line discounts, with $20 off for every added line.
Additionally, plans include the bonus of free international calls to 80 countries, helping to keep you close to your overseas family and friends.
Pros
- Verizon, and AT&T 5G & 4G LTE network coverage
- Free international calls to 80 countries
- Roaming available in Mexico and Canada
- Mobile hotspot access on all plans
- Excellent score on Trustpilot
- eSIM compatible
Cons
- Limited international roaming
Visible unlimited data plan
The table below demonstrates that choosing the Visible unlimited data plan would save you $600 per year compared to buying an unlimited data plan from Verizon directly.
| Verizon | Verizon coverage at a fraction of the cost | ||
|---|---|---|---|
 |  *$5/mo for 1st 3 Mths |  |  |
| Verizon 4G & 5G | AT&T 4G & 5G | Verizon 4G & 5G | |
| Unlimited data *not unlimited | 2GB data | 10GB data | Unlimited data |
| $75/mo | $5/mo* | $20/mo | $25/mo |
| $900/yr | $150/yr | $240/yr | $300/yr |
| 1.2 on Trustpilot | 4.7 on Trustpilot | 4.4 on Trustpilot | 1.4 on Trustpilot |
| Annual savings | $750/yr | $660/yr | $600/yr |
Best cheap prepaid phone providers on AT&T
These are the top 3 plans from low-cost carriers with AT&T coverage to consider.
Red Pocket 1GB plan
Red Pocket 10GB plan
Red Pocket unlimited data plan
The table below demonstrates that choosing the Red Pocket unlimited data plan would save you $540 per year compared to buying an unlimited data plan from AT&T directly.
| AT&T | AT&T coverage at a fraction of the cost | ||
|---|---|---|---|
 | | | |
| AT&T 4G & 5G | AT&T 4G & 5G | AT&T 4G & 5G | |
| Unlimited data *not unlimited | 1GB data | 10GB data | Unlimited data |
| $75/mo | $10/mo | $20/mo | $30/mo |
| $900/yr | $120/yr | $240/yr | $360/yr |
| 1.3 on Trustpilot | 4.4 on Trustpilot | 4.4 on Trustpilot | 4.4 on Trustpilot |
| Annual savings | $780/yr | $660/yr | $540/yr |
Tello unlimited data plan
- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
How to choose the cheapest prepaid phone providers
What network coverage do you prefer?
MVNOs are powered by the same 5G & 4G LTE networks as the big 3 wireless networks. Among the various carriers, T-Mobile obtained the top position in this J.D. Power 2023 wireless network study in terms of 5G coverage. If you have a preference for a particular network, choose an MVNO that operates on that network. Or, to identify the best cell phone service in your area, you can use our coverage checker tool.
How much data do you need?
Do you really need an unlimited data plan? The big 3 may try to persuade you otherwise, but the reality is that the majority of people only consume approximately 10GB of cellular data each month. Furthermore, if you primarily use Wi-Fi at home or work, your consumption of cellular data will probably be even lower. With cheap cell phone providers, you can choose a data plan that fits your requirements and pay a reduced amount if your data usage is lower.
Is hotspot data included?
Most carriers allow the usage of hotspot data; however, there are limitations on the quantity of data that can be used via tethering. The actual limit depends on the prepaid plan you choose and the carrier. Moreover, certain carriers offer prepaid mobile hotspot plans specifically tailored for use on mobile hotspot devices, iPads, and tablets.
What's the monthly cost?
While the big 3 usually charge between $75-90 per month for unlimited plans, the best MVNOs offer inexpensive plans that range from $5-35 per month. Despite their affordability, these options still offer dependable wireless coverage and fast data speeds. It's crucial to be mindful of extra fees and taxes, as some carriers include them in their pricing while others, such as AT&T and Verizon, do not.
What if I need multiple lines?
When it comes to the big wireless networks, the price advertised is only valid if you buy four lines. While with MVNOs, the price displayed is the price you pay, even if you only have one line. Furthermore, plenty of affordable carriers currently offer further reductions for additional lines with prepaid family plans.
Can I bring my own phone or buy a new device?
Despite the big 3's love of keeping their customers locked into a constant cycle of phone upgrades, MVNOs advocate the choice of bringing your own phone. This gives you the power to stay in control and only switch phones when it suits you. If you do choose to purchase a new phone, many MVNOs offer the opportunity of 0% financing for 1-2 years.
What promotions do they offer?
The big wireless promotions may appear appealing at first, but with further scrutiny of the fine print, you'll find they frequently include unnecessary items and the commitment to a lengthy 3-year phone contract. On the other hand, many Mobile Virtual Network Operators provide special discounts to new customers and offer no contract phone plans and clearer pricing structures.
Are there any additional perks?
A lot of the plans from the major networks include "free" TV subscriptions, but these eventually turn into paid subscriptions and are automatically added to your bill if you forget to cancel them after a few months. However, there are some prepaid carriers, like US Mobile, that offer free subscription services. But in our opinion, it's better to keep these subscriptions separate so that you have better control over them.
What international features are available?
If you travel often, it's recommended that you check whether your prepaid carrier offers these services. International calling and roaming are distinct features, and several MVNOs provide free international calls; however, the countries available may vary depending on the carrier. Roaming is typically offered as an optional feature, with the cost differing depending on the country you are traveling to.
Do they have parental controls?
Many MVNOs offer parental control features that enable parents to supervise their children's phone usage and data consumption. With these controls, you can set data limits, restrict access to particular apps or websites, and even track your child's location. These capabilities are available either as part of plans or can be configured in your cell phone's settings.
Check out our prepaid cell phone comparison to help find the best deal.
Find the best phone service in your area
Compare the cheapest prepaid phone carriers
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Tello | 2GB | $10/mo | $120/yr | $780/yr | See at Tello |
| Mint Mobile | 15GB | $20/mo* | $240/yr | $660/yr | See at Mint Mobile *$60 for 3 Months |
| Tello | Unlimited | $15/mo* | $270/yr | $630/yr | See at Tello *$10 off for 3 Mths |
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Twigby Mobile | 2GB | $5/mo* | $150/yr | $750/yr | See at Twigby Mobile *$5/mo for 1st 3 Mths |
| Red Pocket | 10GB | $20/mo | $240/yr | $660/yr | See at Red Pocket |
| Visible | Unlimited | $25/mo | $300/yr | $600/yr | See at Visible |
| Carrier | Data | Monthly Price | Annual Price | Savings | |
|---|---|---|---|---|---|
| Red Pocket | 1GB | $10/mo | $120/yr | $780/yr | See at Red Pocket |
| Red Pocket | 10GB | $20/mo | $240/yr | $660/yr | See at Red Pocket |
| Red Pocket | Unlimited | $30/mo | $360/yr | $540/yr | See at Red Pocket |
Prepaid phone providers FAQs
Boost Mobile, Tello, and Mint Mobile offer prepaid unlimited data plans for around $25-30 per month.
Boost Mobile offers the cheapest prepaid cell phone plans starting at $5 per month.
Recap: What is the best prepaid cell phone service?
Online cell phone companies have taken the hassle out of switching your phone plan. Save over 50% off your cell phone bill with an alternative carrier.
They are hooking onto a network you trust while getting the same benefits you love. Sure, they don't have free subscriptions for things like Disney+, but they're not free forever. And we never remember to cancel them on time.
Compare the cheapest prepaid cell phone plans from multiple carriers to ensure you get the best deal.
Carrier guides
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- The 5 Best Cheap Cell Phone Providers
- The 5 Best Cheap Prepaid Phone Providers
- The 5 Best Prepaid Cell Phone Service
- The 5 Best Wireless Phone Companies
- Best Switch Carrier Deals
How I choose the best carriers and plans
To select the best carriers and plans, I evaluated over 30 different carriers.
I rate carriers in five categories, with a star rating from 1-5, with 5 stars being the best. I then calculate the overall star rating using the five categories:
- Value for money: I compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: I look at network 5G and 4G LTE coverage across the US. I use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: I take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: I assess whether carrier pricing is clear and straightforward. I examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: I evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
I regularly update the content so that we're always recommending the latest and best value plans and do my best to ensure the information is accurate.
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