


Disclaimer: MoneySavingPro is a free price comparison service but we do not provide service directly. We do our best to keep all the information up to date but there may be some discrepancies between the price you pay.
1 year | 2 years | 3 years | |
---|---|---|---|
Big Wireless | $900 | $1,800 | $2,700 |
Alternative | $300 | $600 | $900 |
You save | $600 | $1,200 | $1,800 |









Are you looking to find the best value cell phone plan? You've come to the right place.
At MoneySavingPro, we believe in transparency and saving you money, which is why we love Mobile Virtual Network Operators (or MVNOs).
If you've not heard of these low-cost carriers, including Mint Mobile, US Mobile, and Boost Mobile, they're fast becoming the most popular way to cut the cost of cell phone bills.
We've compared and broken down the latest plans with low-cost carriers to help you find the best deal for you.
The best cell phone plans with 5G & 4G LTE coverage
Best plans on T-Mobile

Cheap T-Mobile plan
- T-Mobile 5G & 4G LTE network
- Unlimited talk and text with 2GB data
- Instant online activation

Best family plan on T-Mobile
- T-Mobile 5G & 4G LTE network
- Unlimited talk and text with 15GB data
- Instant online activation

Best unlimited plan on T-Mobile
- T-Mobile 5G & 4G LTE network
- Unlimited talk, text and data
- Instant online activation
Compare T-Mobile plans
Plan | Data | Monthly Price | Annual Cost |
---|---|---|---|
T-Mobile Essentials | Unlimited | $65 | $780 |
T-Mobile Magenta | Unlimited | $75 | $900 |
T-Mobile Go5G | Unlimited | $80 | $960 |
T-Mobile Magenta MAX | Unlimited | $90 | $1,080 |
T-Mobile Go5G Plus | Unlimited | $95 | $1,140 |
T-Mobile vs Tello comparison
Keep your T-Mobile phone, number & coverage: Save $600 per year
Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
---|---|---|---|---|
T-Mobile | T-Mobile 4G & 5G | Unlimited | $75/mo | $900/yr |
Tello | T-Mobile 4G & 5G | Unlimited | $25/mo | $300/yr |
Savings | $50/mo | $600/yr |
Compare the cheapest T-Mobile phone plans
Best plans on Verizon

Cheap Verizon plan
- Verizon 5G & 4G LTE network
- Unlimited talk and text with 2GB data
- Instant online activation

Best unlimited plan on Verizon
- Verizon, AT&T & T-Mobile 5G & 4G LTE networks
- Unlimited talk, text and data
- Instant online activation
Compare Verizon plans
Plan | Data | Monthly Price | Annual Cost |
---|---|---|---|
Verizon Unlimited Welcome | Unlimited | $70 | $840 |
Verizon Unlimited Plus | Unlimited | $75 | $900 |
Verizon Unlimited Ultimate | Unlimited | $85 | $1,020 |
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $600 per year
Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
---|---|---|---|---|
Verizon | Verizon 4G & 5G | Unlimited | $75/mo | $900/yr |
US Mobile | Verizon 4G & 5G | Unlimited | $25/mo | $300/yr |
Savings | $50/mo | $600/yr |
Compare the cheapest Verizon phone plans
Best plans on AT&T

Best unlimited plan on AT&T
- AT&T & T-Mobile 5G & 4G LTE networks
- Unlimited talk, text and data
- Instant online activation
Compare AT&T plans
Plan | Data | Monthly Price | Annual Cost |
---|---|---|---|
AT&T Unlimited Starter | Unlimited | $65 | $780 |
AT&T Unlimited Extra | Unlimited | $75 | $900 |
AT&T Unlimited Premium | Unlimited | $85 | $1,020 |
AT&T vs Boost Mobile comparison
Keep your AT&T phone, number & coverage: Save $600 per year
Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
---|---|---|---|---|
AT&T | AT&T 4G & 5G | Unlimited | $75/mo | $900/yr |
Boost Mobile | AT&T 4G & 5G | Unlimited | $25/mo | $300/yr |
Savings | $50/mo | $600/yr |
Compare the cheapest AT&T phone plans
What are the benefits of cheap cell phone carriers?
By switching to a Mobile Virtual Network Operator, or MVNO, you're giving yourself a ton of freedom. Freedom to switch whenever you want, freedom from contracts, and financial freedom. It's just a few of the reasons why we love them.
- Same great nationwide coverage: Operating on the very same networks as the big guys, cheap cell phone carriers give you the coverage you can rely on.
- Much lower prices: Save up to $600 per year on your cell phone plan. How come MVNOs are cheaper? They don't have the huge overhead, and advertising costs the big guys do.
- No contracts: You can forget getting stuck in a two-year agreement. You decide when to switch carriers.
- Same cell phone service: You may be paying less, but this doesn't mean you're sacrificing great features. You can find unlimited everything plans easily. Usually, a prepaid phone plan comes with unlimited talk and text as standard, high-speed data, and mobile hotspot data features.
- Keep your phone and number: Bring your own phone plans are great because they allow you to keep your phone and number so you can cut out pricey device payments.
- Customize your plan: There's a huge amount of choice. Decide how much data you need, and opt for unlimited or no data, unlimited data plans come at a much better price with an alternative carrier. You can pick a plan to fit your budget and your usage - not one your carrier says you need.
- Great customer support: Happy customers are what smaller mobile providers want. And they're known for giving them their full attention. You can forget feeling like an anonymous number, lost in the crowd.
Compare cell phone coverage
Compare carrier customer service
CARRIER | TRUSTPILOT USER RATING |
---|---|
Tello TrustPilot score | 4.6 |
US Mobile TrustPilot score | 4.6 |
T-Mobile TrustPilot score | 1.5 |
Verizon TrustPilot score | 1.3 |
AT&T TrustPilot score | 1.2 |
What type of phone plan is best for you?
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data-hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages, and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare family phone plans so you can pick and choose what each family member needs.
- Single-line plans: Stop paying a premium rate just because you only need one line. Find the phone plans for individuals.
- Talk and text only plans: Don't need data? No problem - compare unlimited talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest data plan for your tablet or iPad.
- Kids plans: MVNOs offer the best cell phone plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare phone plans for seniors for the perfect fit.
Cell phone plans comparison
Carrier | Network | Data | Price |
---|---|---|---|
Twigby Mobile 2GB plan | Verizon 5G/4G Coverage | 2GB | $5/mo |
Tello unlimited talk & text plan | T-Mobile 5G/4G Coverage | 0GB | $8/mo |
Tello 1GB plan | T-Mobile 5G/4G Coverage | 1GB | $9/mo |
Tello 2GB plan | T-Mobile 5G/4G Coverage | 2GB | $10/mo |
Tello 5GB plan | T-Mobile 5G/4G Coverage | 5GB | $14/mo |
How we choose the best carriers and plans
To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.
Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:
- Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensures we are showing the latest and most accurate information.
A low-cost carrier uses the same towers and coverage as major networks like Verizon, T-Mobile, and AT&T. The difference is that low-cost carriers offer more affordable plans with fewer hidden fees because they don’t have the same overhead costs as the big guys.
Low-cost carriers can keep prices lower because they don’t own the network infrastructure. They pay the major carriers for network access, which allows them to pass the savings on to you.
Yes. Most low-cost carriers offer flexible plans that allow you to adjust your data, talk, or text limits to suit your needs, as you are not tied into a contract. You can change your plan or cancel anytime.
You can bring your own unlocked phone to most low-cost carriers or purchase one directly from the carrier. Many low-cost carriers offer popular models, and their network compatibility is usually no issue.
Yes, switching to a low-cost carrier is simple. You can sign up online, bring your own phone, and port your number easily. The process is quick and straightforward, and customer support is available to assist with any issues.
No! Most low-cost carriers offer prepaid, no-contract plans, meaning you're not tied down to long-term commitments. You can switch whenever you like without paying hefty termination fees.
Most low-cost carriers offer easy payment options, including online billing, autopay, or prepaid options. Many also offer discounts for paying upfront or signing up for autopay.
Yes! Some low-cost carriers offer family plans or multi-line discounts. But just by signing up the whole family to a low-cost carrier without the discount could save you up to $600 a year, per line.
Yes, while the big 3 only offer unlimited data plans, most people actually don’t need these. You can choose a plan with a data limit that suits your usage to save even more money or an unlimited data plan. It's up to you.
Depending on the plan, normally, your speeds will be slowed until your next billing cycle, rarely do any charge for overage use. However, some low-cost carriers provide options for purchasing additional data at a reasonable cost.
No, low-cost carriers use the same towers as the big networks, so you’ll have the same signal strength and coverage as with Verizon, T-Mobile, or AT&T.
Yes, all low-cost carriers now offer 5G service, as they use the same networks as the big 3. You will need a compatible phone and plan, but 5G is increasingly available across low-cost carriers.
You may experience slower speeds during peak times if your low-cost carrier deprioritizes data. However, outside of busy periods, you should enjoy the same fast speeds as you would with major carriers. Your speeds will depend on the network’s traffic at any given moment.
No, low-cost carriers provide coverage in rural and remote areas, just like major networks. The coverage is essentially the same, as they all use the same towers and infrastructure.
While customer service experiences can vary, many low-cost carriers offer excellent customer support. They tend to focus on customer satisfaction and transparency without the frustration of endless hold times or high-pressure sales tactics often seen with the big carriers.
Yes, most low-cost carriers offer reliable customer support. It varies by carrier but you’ll find they offer online support or phone assistance.
Most low-cost carriers don’t have physical stores, so in-person support may be limited. However, most low-cost carriers offer strong online support or call center assistance to resolve issues remotely.
While low-cost carriers may not offer as many in-store support options as big carriers, they generally provide reliable and helpful customer support through phone and online channels. Their support tends to be more personal and straightforward compared to larger, more corporate carriers.
Customer support can assist with a wide range of issues, including billing inquiries, plan changes, technical issues, device troubleshooting, network connectivity problems, and account management.
Yes, you can keep both your current phone and phone number when switching to a low-cost carrier. The process is easy, and most low-cost carriers offer tools to help you through the transfer.
Yes, it’s quick and easy! Low-cost carriers typically allow you to sign up online, bring your own phone, and transfer your number. The process is simple, and customer support is available to guide you if needed.
In most cases, there should be minimal downtime during the switch. The porting process usually takes a few hours to complete, but you can often continue using your current service until the transfer is finalized. Make sure to complete the switch during business hours for faster processing.
You can check if your phone is compatible by looking up the low-cost carrier’s compatibility list on their website or using your IMEI number.
Many low-cost carriers offer device financing or discounts for purchasing a new phone through them. However, you're also free to bring your own unlocked phone giving you flexibility.
Some low-cost carriers offer international calling and roaming options, but it's important to check with the specific carrier for details. Some carriers may offer affordable add-ons for international calls and data.
Many low-cost carriers offer affordable international calling plans or add-ons to help keep costs down, but the exact rates can vary.
Yes, if your low-cost carrier supports international roaming, you can use your international calling plan while abroad. However, be sure to check roaming rates and coverage before you travel to avoid unexpected costs.
Yes, many low-cost carriers allow you to make international calls over Wi-Fi using apps like WhatsApp, Skype, or other VoIP services. This can be a cost-effective way to call internationally, as it doesn’t count toward your carrier's voice minutes or incur additional charges.





