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Are you looking to find the best value cell phone plan? You've come to the right place.
At MoneySavingPro, we believe in transparency and saving you money, which is why we love Mobile Virtual Network Operators (or MVNOs).
If you've not heard of these low-cost carriers, including Mint Mobile, US Mobile, and Boost Mobile, they're fast becoming the most popular way to cut the cost of cell phone bills.
We've compared and broken down the latest plans with low-cost carriers to help you find the best deal for you.
The best cell phone plans with 5G & 4G LTE coverage
Best plans on T-Mobile
Cheap T-Mobile plan
Tello 2GB plan
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- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Keep things simple with Tello prepaid plans. Their plans cater to all budgets, and you have the flexibility to build your own plan according to your specific needs. This allows you to choose the amount of data, minutes, and texts that fit your usage, making sure that you only pay for what you actually use.
When it comes to data, it's worth checking how much data you use as a set data plan can help you get the cheapest plan.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
- Customize your own plan. Depending on your usage, you can choose the amount of data, minutes, and texts that you require. It's always worth checking your average data usage, as a set data plan can help cut costs.
- Mobile hotspot is available with a limit of 5GB.
- You won't have to worry about any hidden fees or long-term contracts that will make you feel trapped.
- They offer free international calls to over 60 countries, including Canada and Mexico, on all their plans.
- Tello doesn't provide any discounts for purchasing multiple lines. So, if you want to get a plan for another family member, each line will be billed at the full price as a single line. However, you can still save money because Tello offers low-cost individual plans.
- Since Tello is an online-based service, you can easily activate an eSIM plan with just a few clicks. Alternatively, you can choose to have a SIM card sent to you by mail.
Best family plan on T-Mobile
Mint Mobile 15GB plan
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- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
A Mint Mobile prepaid plan is powered by the T-Mobile network, so you'll get access to their 5G & 4G LTE wireless network at a lower price. Mint Mobile provides a range of data allowances, which includes an unlimited plan offering up to 40GB of high-speed data and unlimited text and talk.
Through their transparent messaging, Mint Mobile shows how you can increase your savings by committing for longer.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free calls to Mexico and Canada
- Free mobile hotspot with all plans
- eSIM compatible
Cons
- No international roaming
- Limited customer service
- 3-month minimum sign-up
- Mint Mobile includes mobile hotspot access with all of their plans, allowing you to connect your phone to other devices when Wi-Fi is unavailable. And their unlimited plan comes with a 10GB limit on hotspot data usage.
- To subscribe to Mint Mobile, you must commit to a minimum of 3 months in advance. While their plans are cheaper compared to T-Mobile, this upfront commitment may not be preferable for some. But the longer you commit, the more money you can save.
- After the initial three months, you have the flexibility to choose between 3, 6, or 12-month pricing structures.
- They offer a 7-day money-back guarantee if you're not satisfied with the service.
- You don't need to purchase an expensive iPhone as you can bring your own phone to Mint Mobile. However, if you prefer a new smartphone, there are various options available, such as iPhones, Samsung phones, and other Android models like Google Pixel, with a 0% finance over 1-2 years.
- The Mint Mobile app is also a great feature that allows for easy monitoring of your usage and managing multiple plans.
- On the downside, international roaming comes at an additional cost. While calls to Canada and Mexico are free with Mint Mobile, calls made to other international countries will incur extra charges.
Best unlimited plan on T-Mobile
Tello unlimited data plan
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- T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
Keep things simple with Tello prepaid plans. Their plans cater to all budgets, and you have the flexibility to build your own plan according to your specific needs. This allows you to choose the amount of data, minutes, and texts that fit your usage, making sure that you only pay for what you actually use.
When it comes to data, it's worth checking how much data you use as a set data plan can help you get the cheapest plan.
Pros
- T-Mobile 5G & 4G LTE wireless coverage
- Free international calling to 60+ countries
- Free mobile hotspot included
- Excellent score on Trustpilot
- eSIM compatible
Cons
- No international roaming
- No multi-line discounts
Compare T-Mobile plans
Plan | Data | Monthly Price | Annual Cost |
---|---|---|---|
T-Mobile Essentials | Unlimited | $65 | $780 |
T-Mobile Magenta | Unlimited | $75 | $900 |
T-Mobile Go5G | Unlimited | $80 | $960 |
T-Mobile Magenta MAX | Unlimited | $90 | $1,080 |
T-Mobile Go5G Plus | Unlimited | $95 | $1,140 |
T-Mobile vs Tello comparison
Keep your T-Mobile phone, number & coverage: Save $630 per year
Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
---|---|---|---|---|
T-Mobile | T-Mobile 4G & 5G | Unlimited | $75/mo | $900/yr |
Tello | T-Mobile 4G & 5G | Unlimited | $25/mo | $270/yr |
Savings | $50/mo | $630/yr |
Compare the cheapest T-Mobile phone plans
Best plans on Verizon
Cheap Verizon plan
Twigby Mobile 2GB plan
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- Verizon coverage
- Unlimited talk and text
- Instant eSIM activation
With Twigby Mobile prepaid phone plans, you have the option to customize a plan that fits your individual needs. They offer a variety of cheap no-contract plans that are powered by the Verizon network, so you don't have to sacrifice quality for affordability.
Pros
- Verizon 5G & 4G LTE wireless coverage
- Free international calls to 80+ countries
- Wide range of plan choices
- Free mobile hotspot access
- Excellent score on Trustpilot
Cons
- No multi-line discounts
- No International roaming
- Not eSIM-compatible
- With Twigby Mobile, you can create plans whatever your needs and budget.
- Twigby Mobile provides free international calling to 80 different countries, ideal for those with family or friends living abroad.
- They're 100% online based, so you can order your SIM card from the comfort of your couch and have it delivered straight to your door.
- Mobile hotspot allowance is available and comes out of your monthly data usage, which for unlimited plans is a maximum of 20GB.
- There are no discounts for additional lines, which may not be cheap if you're looking for a family plan.
- Frequent travelers might find the lack of international roaming services less than ideal, as it could lead to a considerably higher monthly bill.
Best unlimited plan on Verizon
US Mobile unlimited data plan
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- Verizon, AT&T & T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
If you want a US Mobile prepaid plan, you'll find cheap cell phone deals on the Verizon and T-Mobile networks; featuring excellent customer service and the ability to personalize your options, you have the opportunity to create the perfect phone plans tailored to meet your specific needs.
Enjoy unlimited talk and text, as well as the option for international roaming.
Pros
- T-Mobile and Verizon 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Free trial available
- Excellent score on Trustpilot
- TV, music, & gaming subscription perks on unlimited plans
- eSIM compatible
Cons
- International calling is an extra cost
- International roaming is an extra cost
- Mobile hotspot allowance only available on unlimited plans
- US Mobile distinguishes itself through its outstanding customer service, providing round-the-clock assistance via phone or online chat. They consistently get top marks for customer service.
- Try before you buy on a 50-day trial period.
- Mobile hotspot data allowance is dependent on the unlimited plan you choose. You'll get either 5 GB, 10 GB, or 50 GB.
- With their cheap US Mobile family plans, you can enjoy amazing savings on your cell phone bill, as they offer discounts for multiple lines. The more lines you add, the bigger the discount.
- If you want additional perks, with an unlimited prepaid plan and at least three additional lines, there's the option to choose streaming services like Disney Plus bundle with Hulu and ESPN, HBO Max, Apple TV, Spotify Family, PlayStation Plus, and more.
- Streaming services are available to new and existing US Mobile customers. You'll need to pay for the subscription yourself and verify it every three months for a maximum of 12 months. The extra cost will be credited to your account via Autopay.
- If you frequently travel and require reliable international coverage, US Mobile may not be the most suitable choice. Their roaming add-on packages can be pricey, and their international calling features may not be as competitive as those offered by other carriers.
Compare Verizon plans
Plan | Data | Monthly Price | Annual Cost |
---|---|---|---|
Verizon Unlimited Welcome | Unlimited | $70 | $840 |
Verizon Unlimited Plus | Unlimited | $75 | $900 |
Verizon Unlimited Ultimate | Unlimited | $85 | $1,020 |
Verizon vs US Mobile comparison
Keep your Verizon phone, number & coverage: Save $600 per year
Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
---|---|---|---|---|
Verizon | Verizon 4G & 5G | Unlimited | $75/mo | $900/yr |
US Mobile | Verizon 4G & 5G | Unlimited | $25/mo | $300/yr |
Savings | $50/mo | $600/yr |
Compare the cheapest Verizon phone plans
Best plans on AT&T
Best unlimited plan on AT&T
Boost Mobile unlimited data plan
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- AT&T & T-Mobile coverage
- Unlimited talk and text
- Instant eSIM activation
With a Boost Mobile prepaid plan, you'll find cheap plans powered by the T-Mobile and AT&T 5G & 4G networks, giving you the same wireless coverage at half the price.
Featuring a variety of data allowances ranging from 2GB to unlimited, there's an option suitable for both individuals who use minimal data and those who require more.
Pros
- AT&T & T-Mobile 5G & 4G LTE network coverage
- Multi-line discounts for family plans
- Mobile hotspot access
- eSIM compatible
Cons
- No free international calls
- International roaming is limited
- Boost Mobile's prepaid plans all include unlimited talk and text, and if you require a large amount of data, they offer unlimited plans that provide up to 30GB of high-speed data.
- Most plans include mobile hotspot data, but be sure to check. The allowance depends on the plan, but the maximum is 30GB, which comes out of your monthly data allowance.
- If you need lines for the whole family, Boost Mobile's cheap plans provide a discount on additional lines, allowing you to save money with a cheap family plan.
- They have a wide selection of phones available, including the latest models from top brands like Apple and Samsung. Financing options are provided to make purchasing a new phone more convenient, with 0% over a 1-2 year period.
- Their international roaming options are limited compared to other carriers, and international calls require an extra add-on. This can mean additional charges for making calls to friends and family abroad.
Compare AT&T plans
Plan | Data | Monthly Price | Annual Cost |
---|---|---|---|
AT&T Unlimited Starter | Unlimited | $65 | $780 |
AT&T Unlimited Extra | Unlimited | $75 | $900 |
AT&T Unlimited Premium | Unlimited | $85 | $1,020 |
AT&T vs Boost Mobile comparison
Keep your AT&T phone, number & coverage: Save $600 per year
Carrier | Network Coverage | 4G/5G Data | Price | Annual Cost |
---|---|---|---|---|
AT&T | AT&T 4G & 5G | Unlimited | $75/mo | $900/yr |
Boost Mobile | AT&T 4G & 5G | Unlimited | $25/mo | $300/yr |
Savings | $50/mo | $600/yr |
Compare the cheapest AT&T phone plans
What are the benefits of cheap cell phone carriers?
By switching to a Mobile Virtual Network Operator, or MVNO, you're giving yourself a ton of freedom. Freedom to switch whenever you want, freedom from contracts, and financial freedom. It's just a few of the reasons why we love them.
- Same great nationwide coverage: Operating on the very same networks as the big guys, cheap cell phone carriers give you the coverage you can rely on.
- Much lower prices: Save up to $600 per year on your cell phone plan. How come MVNOs are cheaper? They don't have the huge overhead, and advertising costs the big guys do.
- No contracts: You can forget getting stuck in a two-year agreement. You decide when to switch carriers.
- Same cell phone service: You may be paying less, but this doesn't mean you're sacrificing great features. You can find unlimited everything plans easily. Usually, a prepaid phone plan comes with unlimited talk and text as standard, high-speed data, and mobile hotspot data features.
- Keep your phone and number: Bring your own phone plans are great because they allow you to keep your phone and number so you can cut out pricey device payments.
- Customize your plan: There's a huge amount of choice. Decide how much data you need, and opt for unlimited or no data, unlimited data plans come at a much better price with an alternative carrier. You can pick a plan to fit your budget and your usage - not one your carrier says you need.
- Great customer support: Happy customers are what smaller mobile providers want. And they're known for giving them their full attention. You can forget feeling like an anonymous number, lost in the crowd.
Compare cell phone coverage
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Compare carrier customer service
CARRIER | TRUSTPILOT USER RATING |
---|---|
Tello TrustPilot score | 4.6 |
US Mobile TrustPilot score | 4.6 |
T-Mobile TrustPilot score | 1.5 |
Verizon TrustPilot score | 1.3 |
AT&T TrustPilot score | 1.2 |
What type of phone plan is best for you?
- Unlimited plans: Looking for unlimited talk text and data? Alternative carriers have got you covered. Data-hungry users looking for unlimited plus plans can save serious money by switching to one of the cheapest unlimited data plans.
- Basic plans: If you (or a loved one) only use a cell phone to make a few calls, send a couple of messages, and rarely go online then you can opt for a simply prepaid plan. You get basic cell phone functions, an allowance for minutes of talk, and usually around 2GB of data at a great price. Once you run out of your data allotment, speeds slow, but it's usually very easy to add on more.
- Family plans: Need four lines or more? Many MVNOs offer group plans. Compare family phone plans so you can pick and choose what each family member needs.
- Single-line plans: Stop paying a premium rate just because you only need one line. Find the phone plans for individuals.
- Talk and text only plans: Don't need data? No problem - compare unlimited talk and text plans. Bonus, you'll save a ton of money if you're not paying for data!
- Tablet plans: Find the cheapest data plan for your tablet or iPad.
- Kids plans: MVNOs offer the best cell phone plans for kids because you can tailor them to exactly what you want your child to have.
- Senior plans: Senior citizens often have different cell phone needs. Compare phone plans for seniors for the perfect fit.
Cell phone plans comparison
Carrier | Network | Data | Price |
---|---|---|---|
Twigby Mobile 2GB plan | Verizon 5G/4G Coverage | 2GB | $5/mo |
Tello unlimited talk & text plan | T-Mobile 5G/4G Coverage | 0GB | $8/mo |
Tello 1GB plan | T-Mobile 5G/4G Coverage | 1GB | $9/mo |
Tello 2GB plan | T-Mobile 5G/4G Coverage | 2GB | $10/mo |
Tello 5GB plan | T-Mobile 5G/4G Coverage | 5GB | $14/mo |
How we choose the best carriers and plans
To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.
Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:
- Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
- Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
- Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
- Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
- Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.
Read more about our carrier ratings methodology and our editorial process.
We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensures we are showing the latest and most accurate information.
A low-cost carrier uses the same towers and coverage as major networks like Verizon, T-Mobile, and AT&T. The difference is that low-cost carriers offer more affordable plans with fewer hidden fees because they don’t have the same overhead costs as the big guys.
Low-cost carriers can keep prices lower because they don’t own the network infrastructure. They pay the major carriers for network access, which allows them to pass the savings on to you.
Yes. Most low-cost carriers offer flexible plans that allow you to adjust your data, talk, or text limits to suit your needs, as you are not tied into a contract. You can change your plan or cancel anytime.
You can bring your own unlocked phone to most low-cost carriers or purchase one directly from the carrier. Many low-cost carriers offer popular models, and their network compatibility is usually no issue.
Yes, switching to a low-cost carrier is simple. You can sign up online, bring your own phone, and port your number easily. The process is quick and straightforward, and customer support is available to assist with any issues.
No! Most low-cost carriers offer prepaid, no-contract plans, meaning you're not tied down to long-term commitments. You can switch whenever you like without paying hefty termination fees.
Most low-cost carriers offer easy payment options, including online billing, autopay, or prepaid options. Many also offer discounts for paying upfront or signing up for autopay.
Yes! Some low-cost carriers offer family plans or multi-line discounts. But just by signing up the whole family to a low-cost carrier without the discount could save you up to $600 a year, per line.
Yes, while the big 3 only offer unlimited data plans, most people actually don’t need these. You can choose a plan with a data limit that suits your usage to save even more money or an unlimited data plan. It's up to you.
Depending on the plan, normally, your speeds will be slowed until your next billing cycle, rarely do any charge for overage use. However, some low-cost carriers provide options for purchasing additional data at a reasonable cost.
No, low-cost carriers use the same towers as the big networks, so you’ll have the same signal strength and coverage as with Verizon, T-Mobile, or AT&T.
Yes, all low-cost carriers now offer 5G service, as they use the same networks as the big 3. You will need a compatible phone and plan, but 5G is increasingly available across low-cost carriers.
You may experience slower speeds during peak times if your low-cost carrier deprioritizes data. However, outside of busy periods, you should enjoy the same fast speeds as you would with major carriers. Your speeds will depend on the network’s traffic at any given moment.
No, low-cost carriers provide coverage in rural and remote areas, just like major networks. The coverage is essentially the same, as they all use the same towers and infrastructure.
While customer service experiences can vary, many low-cost carriers offer excellent customer support. They tend to focus on customer satisfaction and transparency without the frustration of endless hold times or high-pressure sales tactics often seen with the big carriers.
Yes, most low-cost carriers offer reliable customer support. It varies by carrier but you’ll find they offer online support or phone assistance.
Most low-cost carriers don’t have physical stores, so in-person support may be limited. However, most low-cost carriers offer strong online support or call center assistance to resolve issues remotely.
While low-cost carriers may not offer as many in-store support options as big carriers, they generally provide reliable and helpful customer support through phone and online channels. Their support tends to be more personal and straightforward compared to larger, more corporate carriers.
Customer support can assist with a wide range of issues, including billing inquiries, plan changes, technical issues, device troubleshooting, network connectivity problems, and account management.
Yes, you can keep both your current phone and phone number when switching to a low-cost carrier. The process is easy, and most low-cost carriers offer tools to help you through the transfer.
Yes, it’s quick and easy! Low-cost carriers typically allow you to sign up online, bring your own phone, and transfer your number. The process is simple, and customer support is available to guide you if needed.
In most cases, there should be minimal downtime during the switch. The porting process usually takes a few hours to complete, but you can often continue using your current service until the transfer is finalized. Make sure to complete the switch during business hours for faster processing.
You can check if your phone is compatible by looking up the low-cost carrier’s compatibility list on their website or using your IMEI number.
Many low-cost carriers offer device financing or discounts for purchasing a new phone through them. However, you're also free to bring your own unlocked phone giving you flexibility.
Some low-cost carriers offer international calling and roaming options, but it's important to check with the specific carrier for details. Some carriers may offer affordable add-ons for international calls and data.
Many low-cost carriers offer affordable international calling plans or add-ons to help keep costs down, but the exact rates can vary.
Yes, if your low-cost carrier supports international roaming, you can use your international calling plan while abroad. However, be sure to check roaming rates and coverage before you travel to avoid unexpected costs.
Yes, many low-cost carriers allow you to make international calls over Wi-Fi using apps like WhatsApp, Skype, or other VoIP services. This can be a cost-effective way to call internationally, as it doesn’t count toward your carrier's voice minutes or incur additional charges.
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