Cheap cell phone plans for 2025: Stop overpaying for the same service

Still stuck paying big wireless prices? If your phone bill's been creeping up year after year, you're not alone. The big 3 love to wrap simple service in confusing bundles, loaded with "free" perks you never asked for - all so they can justify charging you double what your service is actually worth.

The truth is, you don't need to pay $60+ a month to get reliable coverage. Low-cost carriers - the ones big wireless doesn't want you to know about - use the same networks, offer the same coverage, and charge a fraction of the price. No contracts. No credit checks. No hidden fees.

If your goal is to cut your bill without cutting your coverage, this guide will walk you through the cheapest prepaid cell phone plans for 2025 on T-Mobile, Verizon, and AT&T networks - all from low-cost carriers that put customers first.

I've done the heavy lifting, reviewing 30 alternative carriers and pouring over 100 prepaid plans, so your search is that much easier.

Tello offers the cheapest phone plans for low data users

Tello 2GB plan for $10/mo

• T-Mobile 5G & 4G LTE network
• Unlimited talk and text with 2GB data
• Instant online activation

5

Read our Tello review

See at Tello

Tello makes wireless affordable and flexible, so you're never locked into contracts or overpaying for services you don't need.

All plans include free international calls to 60+ countries, including Canada and Mexico. You also get flexible data options, whether you need just a little or unlimited access.

Unlike traditional carriers, Tello lets you customize your own plan, so you're only paying for the talk, text, and data you actually use. All Tello plans support mobile hotspot, with unlimited plans limited to 5GB, though family plan discounts aren't available. Each line is billed separately, but with Tello's pricing, multi-line savings aren't a necessity.

Switching is quick and seamless-eSIM activation lets you get started in minutes, or you can order a SIM card if needed.

I compared Tello to Boost Mobile, Ultra Mobile, and Metro by T-Mobile. Boost Mobile offers low prices but is known for hidden fees and inconsistent customer support. Ultra Mobile is a strong pick for international calls but is pricier for the same data. Metro by T-Mobile charges more and often requires an in-store visit.

If you want low-cost, flexible service with no commitments, Tello is a standout choice.

• Plans tailored to you – Choose exactly what you need.
• No contracts, no hidden fees – Transparent pricing with no surprises.
• Fast, simple setup – Activate instantly with eSIM or get a SIM card shipped to you.

Visible offers the cheapest unlimited data plan

Visible unlimited plan for $25/mo

• Verizon 5G & 4G LTE network
• Unlimited talk, text and data
• Instant online activation

3.4

Read our Visible review

See at Visible

Tired of complicated phone plans? Visible makes unlimited data simple and affordable with just two straightforward options, both with no contracts, no hidden fees, and no surprises.

For $25/month, you get unlimited talk, text, and data, plus mobile hotspot access at speeds of 5–10 Mbps. Upgrade to Visible+, and you'll get 50GB of premium data and access to Verizon's 5G Ultra Wideband network for even faster speeds.

Switching is easy. With eSIM activation, you can start using your plan in minutes, no waiting for a SIM card. The Visible+ plan also comes with free international calling to 30+ countries and texting to over 200 destinations, making it ideal for those who stay connected globally.

Although Visible doesn't offer multi-line discounts, its low-cost pricing makes it a great deal for single-line users. Just keep in mind that customer service is online-only.

I compared Visible to Tracfone, Xfinity Mobile, and Spectrum Mobile. Tracfone is cheap but limits data speeds, making it less ideal for heavy users. Xfinity Mobile and Spectrum Mobile have good rates, but require their respective internet services to sign up.

For unlimited data without contracts or hidden fees, Visible is a top choice.

• Simple, unlimited plans – No contracts, no unexpected costs-just clear, predictable pricing.
• Built-in perks – Mobile hotspot access included, plus free international calling & texting on Visible+.
• Instant activation – Switch in minutes with eSIM, or request a physical SIM card.

Total Wireless offers the cheapest phone plan with Verizon coverage

Total Wireless unlimited plan for $50/mo

• Verizon 5G & 4G LTE network
• Unlimited talk, text and data
• Instant online activation

4

Read our Total Wireless review

See at Total Wireless

Total Wireless provides affordable, contract-free plans that let you access Verizon's network without the premium cost.

Each plan includes unlimited talk and text, high-speed data options, and mobile hotspot usage up to 15GB on select plans.

For those who need international calling, Total Wireless offers free calls to 85+ countries and roaming in Canada and Mexico, making it ideal for frequent travelers.

With no long-term contracts or hidden fees, you can easily switch or adjust your plan online whenever needed.

I reviewed Tracfone, Xfinity Mobile, and Spectrum Mobile and found limitations. Tracfone is cheaper but limits data speeds. Xfinity Mobile and Spectrum Mobile offer good rates, but require home internet service.

For flexible, affordable coverage with premium network access, Total Wireless is a top pick.

• Same Verizon coverage, lower price – No need to overpay for great service.
• Hotspot and international calling included – Up to 15GB of hotspot data on some plans, plus free roaming & calls to 85+ countries.
• Contract-free convenience – Adjust or switch your plan anytime with easy online management.

Tello offers the cheapest phone plan with T-Mobile coverage

Tello unlimited plan for $25/mo

• T-Mobile 5G & 4G LTE network
• Unlimited talk, text and data
• Instant online activation

5

Read our Tello review

See at Tello

Tello offers a budget-friendly alternative to expensive wireless carriers, giving you the flexibility to pay only for what you need.

All plans include free international calls to 60+ countries, including Canada and Mexico, plus a variety of data options that work for both light users and those who need more high-speed access.

Tello's build-your-own plan approach means you decide how much talk, text, and data you get-so you're never stuck overpaying for services you don't use. All plans includes mobile hotspot access, with a 5GB limit on unlimited plans, but there are no multi-line discounts. However, with pricing this low, even individual plans remain highly affordable.

Switching is quick and effortless. With eSIM activation you can start using your new plan immediately, or you can order a physical SIM if needed.

I compared Boost Mobile, Ultra Mobile, and Metro by T-Mobile. Boost Mobile offers low-cost plans but sneaks in hidden fees. Ultra Mobile is great for international calling but is pricier. Metro by T-Mobile has higher costs and requires an in-store visit for activation.

For a truly flexible, affordable, and commitment-free wireless plan, Tello is an unbeatable choice.

• No wasted money on unnecessary features – Create a plan that fits your needs, with adjustable talk, text, and data options.
• No contracts, no surprises – Tello's transparent pricing means no hidden fees or long-term commitments.
• Fast and easy activation – eSIM-compatible devices can start service in minutes, or you can receive a SIM card in the mail for traditional setup.

Red Pocket offers the cheapest phone plan with AT&T coverage

Red Pocket unlimited plan for $30/mo

• AT&T 5G & 4G LTE network
• Unlimited talk, text and data
• Instant online activation

4

Read our Red Pocket review

See at Red Pocket

Red Pocket Mobile delivers affordable unlimited plans on the AT&T network, offering multi-line savings and international perks at no extra charge.

Families can save big with a $20 discount per extra line, reducing overall costs significantly. While there's a setup fee, the total savings make it a budget-friendly alternative.

With unlimited talk and text, up to 30GB of high-speed data, and hotspot access included, Red Pocket ensures transparent pricing with no hidden fees.

For international users, free calling to 80+ countries and roaming in Mexico and Canada make Red Pocket an excellent choice for travelers. eSIM users can also try the service with a 7-day money-back guarantee.

I compared other AT&T-based budget carriers, including Cricket Wireless, which costs more despite being AT&T's prepaid brand, H2O Wireless, which includes international calling but lacks overall value, and Good2Go Mobile, which has affordable pricing but limited plan options.

For families looking for an affordable, flexible, and feature-rich unlimited plan, Red Pocket Mobile is a top recommendation.

• Big savings for families – $20 off per extra line, making it one of the cheapest multi-line plans.
• International perks included – Free calls to 80+ countries and free roaming in Mexico & Canada.
• No hidden fees & easy sign-up – Transparent pricing and a 7-day eSIM money-back guarantee.

Why pay more for the same service?

Big wireless spends billions convincing people that cheaper means worse service. It's the same script they've been running for years - scare you into thinking budget-friendly plans come with bad coverage, unreliable service, and second-rate speeds.

That's just not true.

Low-cost carriers operate on the same networks, so you'll still get T-Mobile, Verizon, or AT&T coverage.

If you're tired of paying for "free" streaming bundles and phones you don't need, switching to a cheap prepaid plan is the easiest way to cut your bill in half.

Why these plans cost less (but still work just as well)

Most people are overpaying by $50-$100 a month for the exact same service they could get from a low-cost carrier. Why? Because big wireless spends billions to make sure you don't know the truth.

Here's what really drives up your bill:

• Expensive retail stores: Every time you visit a big wireless store, you're paying for that storefront - even if you never set foot inside.
• "Free" phone traps: Those "free" phones? They're not free. They lock you into a multi-year contract with inflated monthly prices.
• Unlimited data you don't need: Most people use around 15GB a month - but big wireless pushes unlimited plans to make you overpay for data you'll never use.
• Bundled extras you didn't ask for: Streaming subscriptions and travel perks sound great. Until you realize you're paying for them in your bill.
• Endless marketing campaigns: From celebrity ads to stadium naming rights, you're funding all of it, not the carrier.

That's why prepaid plans from low-cost carriers cost so much less. They cut out the waste, giving you the same coverage without the overpriced nonsense.

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Final thoughts

If your phone bill feels out of control, switching to a cheap prepaid plan is the easiest way to take your power back. You get the same coverage, the same speeds, and the flexibility to leave anytime - all for half the price.

Why you can trust me

I've spent over 15 years helping people in the UK and US slash their phone bills, and for the last 8 years, I've been running MoneySavingPro - helping over 50,000 people switch to cheaper, smarter plans.

I've tested dozens of low-cost carriers, reviewed their pricing, and even mystery-shopped their customer service. I don't just recommend the cheapest plans - I make sure they actually deliver. If a carrier has billing issues, surprise fees, or customer service nightmares, you won't find it on this list.

If there's a way to save more, you'll hear about it here first.

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