The cheapest no contract cell phone plans

Starting at $10

Written by

Rob Webber

+2 others

Edited by

Amanda Webber

Reviewed by

Brian Webber

Updated October 12, 2024

MoneySavingPro independently researches the products & services to bring you our recommendations. We may earn money when you click our links - disclosure policy.

Exhausted by the big three's baffling bills and exorbitant prices?

As big wireless celebrate their soaring profits at the start of the year and simultaneously unveils new price increases, it's evident they've not taken into account today's consumer.

Drawing from my extensive experience of more than a decade in the wireless industry, I've observed the widening gap in pricing. Yet, the process of switching to a more flexible and affordable carrier has become remarkably straightforward.

To ease your search, I've thoroughly evaluated over 30 alternative carriers and analyzed more than 100 no-contract phone plans.

You might be pleasantly surprised to discover a wide variety of low-cost carriers still available, offering services on the same 5G & 4G LTE wireless networks you're accustomed to but without the hefty price tag and long-term contracts.

Choosing the right plan for you depends on your network preference and phone usage. I've compared the cheapest no contract phone plans across all three major networks, catering to light, moderate, and heavy data users.

Additionally, I've pinpointed what I believe to be the best overall value no-contract plan. However, the ultimate choice rests with you.

Cheapest no contract plans on T-Mobile

These are the top 3 plans from low-cost carriers with T-Mobile coverage to consider.

Cheap T-Mobile plan

Tello 2GB plan

• T-Mobile coverage
• Unlimited talk and text
• Instant eSIM activation

2GB

data

$10/mo

See at Tello

5

Read our Tello review

$780 in annual savings

Pros & cons

Plan details

Best family plan on T-Mobile

Mint Mobile 15GB plan

• T-Mobile coverage
• Unlimited talk and text
• Instant eSIM activation

15GB

data

$15/mo*

$20/mo

See at Mint Mobile

*$45 for 3 Months

4.2

Read our Mint Mobile review

$675 in annual savings

Pros & cons

Plan details

Best unlimited plan on T-Mobile

Tello unlimited data plan

• T-Mobile coverage
• Unlimited talk and text
• Instant eSIM activation

Unlimited

data

$25/mo

See at Tello

5

Read our Tello review

$600 in annual savings

Pros & cons

How T-Mobile compares

Cheapest no contract plans on Verizon

These are the top 3 plans from low-cost carriers with Verizon coverage to consider.

Cheap Verizon plan

Twigby Mobile 2GB plan

• Verizon coverage
• Unlimited talk and text
• Instant eSIM activation

2GB

data

$5/mo*

$15/mo

View Plans

4.4

Read our Twigby Mobile review

$750 in annual savings

Pros & cons

Plan details

Best family plan on Verizon

Red Pocket 10GB plan

• Verizon coverage
• Unlimited talk and text
• Instant eSIM activation

10GB

data

$10/mo*

$20/mo

See at Red Pocket

*50% off 1st Mth

4.1

Read our Red Pocket review

$670 in annual savings

Pros & cons

Plan details

Best unlimited plan on Verizon

Visible unlimited data plan

• Verizon coverage
• Unlimited talk and text
• Instant eSIM activation

Unlimited

data

$20/mo*

$25/mo

See at Visible

*$5 Off for 25 Mths

3.4

Read our Visible review

$660 in annual savings

Pros & cons

How Verizon compares

Cheapest no contract plans on AT&T

These are the top 3 plans from low-cost carriers with AT&T coverage to consider.

Cheap AT&T plan

Red Pocket 1GB plan

• AT&T coverage
• Unlimited talk and text
• Instant eSIM activation

1GB

data

$10/mo

See at Red Pocket

4.1

Read our Red Pocket review

$780 in annual savings

Pros & cons

Best family plan on AT&T

Red Pocket 10GB plan

• AT&T coverage
• Unlimited talk and text
• Instant eSIM activation

10GB

data

$10/mo*

$20/mo

See at Red Pocket

*50% off 1st Mth

4.1

Read our Red Pocket review

$670 in annual savings

Pros & cons

Best unlimited plan on AT&T

Red Pocket unlimited data plan

• AT&T coverage
• Unlimited talk and text
• Instant eSIM activation

Unlimited

data

$15/mo*

$30/mo

See at Red Pocket

*50% off 1st Mth

4.1

Read our Red Pocket review

$555 in annual savings

Pros & cons

How AT&T compares

Best overall value no contract plan

Tello unlimited data plan

• T-Mobile coverage
• Unlimited talk and text
• Instant eSIM activation

Unlimited

data

$25/mo

See at Tello

5

Read our Tello review

$600 in annual savings

Pros & cons

Big wireless: Big prices, big profits, little value

The average phone bill is $155 per month, and while 38 million Americans live in poverty, the government cut funding to the Affordable Connectivity Program, which was assisting 22 million low-income families with subsidized internet and cell phone service.

At the same time, the big three spent January celebrating record profits and multi-billion dollar shareholder dividend payouts while simultaneously announcing yet more price hikes.

So, big wireless continues to raise prices, and the government drops assistance to those in need. However, you do have options, so the power is in your hands.

Take back control of your phone bill

A big wireless unlimited plan will cost you $1,600 extra over the next 3 years compared to getting the same service from an MVNO.

A big wireless unlimited data plan will cost you $2,700 over the next 3 years for just 1 line. In comparison, unlimited plans from a low-cost carrier over the same period would cost only $900.

So, buying directly from Verizon, T-Mobile, or AT&T is now 3 times more expensive for the same coverage. This does not include fees and taxes or future price hikes.

Why is it so much more expensive to buy the same service directly?

With big wireless, you are paying for multi-billion dollar ad campaigns, stadium sponsorships, and thousands of stores with commission-based salespeople - all these expenses get passed onto you to maximize profits and dividend payouts.

With this next generation of MVNOs, you switch online and just pay for phone service.

Cut your phone bill, not your coverage

These low-cost carriers offer a great alternative with transparent pricing, a range of data plans to customize to your needs, and more highly rated customer service.

You can keep your phone, number, coverage, and most importantly, your money!

Even better, it's quick and easy. You can complete the entire switching process online in minutes with an eSIM-compatible phone.

So, now is the time to re-evaluate your options, take back control of your phone bill, and free yourself from price hikes forever!

Compare the cheapest no contract phone plans

Check out our no contract cell phone comparison to find the best deal.

How to choose a cheap phone plan with no contract

What network coverage do you prefer?

MVNOs are powered by the same high-quality 5G & 4G LTE wireless networks as the big three. So, if you have a specific network in mind, choosing an MVNO that uses that network can ensure you stay connected.

How much data do you need?

Big Wireless' push towards unlimited data plans might not align with your actual usage, especially if you frequently use Wi-Fi at home or work. The reality is that the average monthly cellular data use is around 10GB.

Is hotspot data included?

Getting internet access on devices via your phone's data connection is commonly available with many no-contract plans but with varying tethering data limits depending on the plan and carrier. Some low-cost carriers also provide data-only plans, ensuring connectivity for devices like tablets and mobile hotspots even without Wi-Fi.

What's the monthly price?

While unlimited plans from the big three can be costly, averaging $75-90 per month, the best MVNOs offer no-contract plans at much more affordable rates, from $5-35 per month, without compromising on coverage or features. Be mindful of hidden fees and taxes, as these can vary significantly between carriers.

How many lines do you need?

Major carriers often advertise low prices that are contingent on purchasing multiple lines. In contrast, MVNOs offer straightforward pricing for any number of lines, with many providing additional discounts for multi-line no-contract plans, making them a cost-effective option if you're looking for the whole family.

Can I bring my own phone or buy a new device?

Unlike the big three, which frequently encourage customers to enter into a continuous upgrade cycle, MVNOs typically allow customers to bring their own devices. This approach offers greater flexibility and control over when to upgrade. If you are interested in purchasing a new device, many MVNOs offer affordable options with 0% financing.

Are there any deals or promotions?

Promotions from major carriers might seem appealing at first glance but often come with strings attached, leading to unnecessary expenses or long-term commitments. Conversely, many MVNOs offer straightforward, short-term promotional pricing for new customers with more transparent terms.

What perks or add ons can I expect?

Big wireless plans often come with "free" subscription perks, such as TV services, which may initially seem beneficial but can lead to unexpected charges later. Some affordable carriers do offer plans with free subscription services, but it's generally advisable to manage these subscriptions separately to avoid paying for services you don't need.

Is international calling included?

International calling can be a valuable feature if you have friends and family abroad. Many MVNOs include free international calls to numerous countries in their no-contract plans, providing a cost-effective way to stay connected globally.

Are there parental controls?

If you're looking for plans for the whole family, parental controls are an important feature that allows you to monitor and manage your children's phone usage and data consumption. Several MVNOs offer parental control features, enabling restrictions on data usage, app access, and even location tracking, either through specific subscription plans or device settings.

Check out our cheap cell phone plan comparison to ensure you find the best deal.

Find the best cell phone service in your area

No contract phone plans FAQs

Recap: What is the cheapest no contract cell phone plan?

In an era where the costs of household necessities continue to rise, with little control over the prices of essentials like gas and groceries, big wireless are still on a path to hike their prices further. This strategy appears more focused on enhancing their profit margins in a crowded market rather than addressing inflation, all at the cost of their faithful customers.

But there's good news when it comes to your cell phone bill. With cheap, no-contract phone plans, you now have the opportunity to access the same service at a lower cost, potentially saving up to $600 annually for each line.

Before you settle on your family's next cell phone provider, I recommend exploring our cell phone plan comparison. It's tailored to assist you in comparing the best no-contract plans available, ensuring you land the best deal that suits your specific needs.

Cheap phone plan guides

• The Cheapest Prepaid Phone Plans
• The Cheapest Unlimited Data Plans
• The Cheapest Family Phone Plans
• The Cheapest Prepaid Family Phone Plans
• The Cheapest Phone Plans for One Person
• The best MVNO plans
• The Cheapest Phone Plans for Seniors
• The Cheapest No Contract Cell Phone Plans
• The Cheapest Pay As You Go Phone Plans
• The Cheapest 5G Phone Plans
• The Cheapest Talk & Text Plans
• The Cheapest eSIM Plans

How we choose the best carriers and plans

To select the best carriers and plans, MoneySavingPro's team of experts evaluated over 30 different carriers.

Carriers were rated in five categories, with a star rating from 1-5, with 5 stars being the best. We then calculate the overall star rating using the five categories:

1. Value for money: We compare carriers based on price, features, benefits, and promotions. It's not just about the lowest price but getting the most bang for your buck.
2. Coverage: We look at network 5G and 4G LTE coverage across the US. We use coverage maps to determine service availability and data speeds in urban, suburban, and rural locations.
3. Customer experience: We take into account items such as current user experience, website and app usability, ease of switching, and customer service in terms of availability, channels, and satisfaction ratings.
4. Transparency: We assess whether carrier pricing is clear and straightforward. We examine the fine print to check for hidden fees, confusing terms or conditions, and misleading offers to ensure upfront, honest prices and advertising.
5. Range of choice: We evaluate the diversity of plan options to determine if they fit the individual needs of all customers.

Read more about our carrier ratings methodology and our editorial process.

We regularly update our comparisons. Updating cell phone plans weekly and our content monthly to ensure we are showing the latest and most accurate information.